Flipkart Axis Bank Credit Card on Insurance premiums
No. The Flipkart Axis Bank Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#110 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Insurance premiums
How it works
Swiggy 4% is food delivery only (Instamart and Genie earn 1%). Flipkart excludes Flipkart Health and gift cards. Telecom and utility bills earn nothing. PVR INOX earns 4% as a preferred merchant.
Caps & rules
- Myntra 7.5%, Flipkart 5% and Cleartrip 5%, each capped at ₹4,000 cashback per statement quarter.
- 4% at preferred merchants (Swiggy food delivery, Uber, PVR, Fitpass) and 1% elsewhere are uncapped.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 7.5% on Myntra: max ₹4,000 per statement quarter
- 5% on Flipkart: max ₹4,000 per statement quarter
- 5% on Cleartrip: max ₹4,000 per statement quarter
- 4% at Swiggy (food delivery), Uber, PVR and Fitpass: No limit
- 1% on other spends: No limit
No rewards on
Utilities & telecom (except the card's own bill channel), rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Checked 2026-09-27 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the Flipkart Axis Bank Credit Card earns more
Questions
Does the Flipkart Axis Bank Credit Card give rewards on Insurance premiums?
No. The Flipkart Axis Bank Credit Card earns no rewards on Insurance premiums.
Is there a limit on Flipkart Axis Bank Credit Card rewards?
Myntra 7.5%, Flipkart 5% and Cleartrip 5%, each capped at ₹4,000 cashback per statement quarter. 4% at preferred merchants (Swiggy food delivery, Uber, PVR, Fitpass) and 1% elsewhere are uncapped. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Flipkart Axis Bank Credit Card ranks #110 of 149 cards we compared, by what each returns after caps.