Flipkart SBI Credit Card

Flipkart SBI Credit Card on Insurance premiums

No. The Flipkart SBI Credit Card earns no rewards on Insurance premiums.

On Insurance premiums

0%

Other spends

1%

Rank for Insurance premiums

#120 of 149

Annual fee

₹499 + Taxes

What to know before you pay on Insurance premiums

How it works

4% select merchants per third-party sites: Zomato, Uber, PVR, Netmeds (SBI shows the list as an image). PVR INOX 4% as a select merchant.

Caps & rules

  • 5% on Flipkart (incl. Shopsy, Flipkart Travel), 7.5% on Myntra, 5% on Cleartrip and 4% at select merchants; each capped at ₹4,000 per quarter (counted from your first transaction).
  • 1% elsewhere, uncapped.
  • Cleartrip currently also has a 12% off coupon offer.

Reward limits

  • 5% on Flipkart (incl. Shopsy and Flipkart Travel): max ₹4,000 per quarter
  • 7.5% on Myntra: max ₹4,000 per quarter
  • 5% on Cleartrip: max ₹4,000 per quarter
  • 4% at select merchants: max ₹4,000 per quarter
  • 1% on other spends: No limit

No rewards on

Fuel, wallet, rent, jewellery, government, gaming, education, insurance, bills paid via SBI Card standing instructions/fetch-and-pay, Merchant EMI/Flexipay

Checked 2026-09-27 · Bank terms

Cards that earn more on Insurance premiums

Where else the Flipkart SBI Credit Card earns more

Questions

Does the Flipkart SBI Credit Card give rewards on Insurance premiums?

No. The Flipkart SBI Credit Card earns no rewards on Insurance premiums.

Is there a limit on Flipkart SBI Credit Card rewards?

5% on Flipkart (incl. Shopsy, Flipkart Travel), 7.5% on Myntra, 5% on Cleartrip and 4% at select merchants; each capped at ₹4,000 per quarter (counted from your first transaction). 1% elsewhere, uncapped. Cleartrip currently also has a 12% off coupon offer.

Which credit card is best for Insurance premiums?

PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Flipkart SBI Credit Card ranks #120 of 149 cards we compared, by what each returns after caps.

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