Flipkart SBI Credit Card on Insurance premiums
No. The Flipkart SBI Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#120 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Insurance premiums
How it works
4% select merchants per third-party sites: Zomato, Uber, PVR, Netmeds (SBI shows the list as an image). PVR INOX 4% as a select merchant.
Caps & rules
- 5% on Flipkart (incl. Shopsy, Flipkart Travel), 7.5% on Myntra, 5% on Cleartrip and 4% at select merchants; each capped at ₹4,000 per quarter (counted from your first transaction).
- 1% elsewhere, uncapped.
- Cleartrip currently also has a 12% off coupon offer.
Reward limits
- 5% on Flipkart (incl. Shopsy and Flipkart Travel): max ₹4,000 per quarter
- 7.5% on Myntra: max ₹4,000 per quarter
- 5% on Cleartrip: max ₹4,000 per quarter
- 4% at select merchants: max ₹4,000 per quarter
- 1% on other spends: No limit
No rewards on
Fuel, wallet, rent, jewellery, government, gaming, education, insurance, bills paid via SBI Card standing instructions/fetch-and-pay, Merchant EMI/Flexipay
Checked 2026-09-27 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the Flipkart SBI Credit Card earns more
Questions
Does the Flipkart SBI Credit Card give rewards on Insurance premiums?
No. The Flipkart SBI Credit Card earns no rewards on Insurance premiums.
Is there a limit on Flipkart SBI Credit Card rewards?
5% on Flipkart (incl. Shopsy, Flipkart Travel), 7.5% on Myntra, 5% on Cleartrip and 4% at select merchants; each capped at ₹4,000 per quarter (counted from your first transaction). 1% elsewhere, uncapped. Cleartrip currently also has a 12% off coupon offer.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Flipkart SBI Credit Card ranks #120 of 149 cards we compared, by what each returns after caps.