Flipkart SBI Credit Card
Fees
₹499 + Taxes
Joining & AnnualReward Rate
5% cashback on Flipkart; 1.5% cashback on all online and offline everyday card outlays
Welcome Bonus
₹500 Flipkart activation gift card voucher + instant merchant discount codes upon onboarding validation
Lounge Access
No Lounge Access
FindMyCard Expert Take
Flipkart SBI Card is a simple, no-fuss option for Flipkart shoppers: 5% cashback there and 1.5% everywhere else, credited automatically with no redemption steps. It doesn't offer lounge access or travel perks, but it's cheap to run and does exactly what it promises.
Pros & Cons
Key Advantages
- 5% cashback on Flipkart orders
- Cashback applied automatically to your statement, no manual redemption
- Low ₹499 fee with an easily reachable waiver threshold
Limitations
- No lounge access, domestic or international
- No cashback on wallet reloads or utility bill payments
Editorial Verdict
The Flipkart SBI Credit Card is ideally suited for flipkart marketplace buyers & general e-commerce spend reversals. If you want 5% cashback on flipkart; 1.5% cashback on all online and offline everyday card outlays, this card delivers real value. The ₹499 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (710+), stable verified background profile metrics credit to be approved.
Key Perks & Spending Milestones
Flat 5% cashback on all eligible retail orders placed on the Flipkart platform
Flat 1.5% cashback applied universally across all external standard online purchases and offline store swipes
1% fuel surcharge waiver valid across all computerized fuel stations in India for transaction sizes ₹500–₹3,000
Zero liability insurance shield protecting account against unauthorized use post lost card reporting
🚀 Milestone Spends Timeline
Annual renewal fee completely waived for the subsequent cycle upon reaching ₹2 Lakhs in annual net spends
Fees & Charging Rates
Annual Fee Waivers
₹499 + Taxes
💡 Annual fee waived on ₹2 Lakh annual retail spends
Regular Interest Charges
3.5% per month (42% per annum)
📅 Late Payment Fee Penalty Tiers
Insurance & Protection Benefits
Eligibility Criteria
Compare Flipkart SBI Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Flipkart SBI Credit Card This Card | ₹499 + Taxes | 5% cashback on Flipkart; 1.5% cashback on all online and offline... | No Lounge Access | 4.3/5 |
| YES Bank POP CLUB Credit Card | Free | 10 POPcoins per ₹100 online spends; 2 POPcoins per ₹100 offline... | No Lounge Access | 4.8/5 |
| RBL Bank ShopRite Credit Card | Free | 20 Reward Points per ₹100 spent on groceries (~5% return); 1... | No Lounge Access | 4.6/5 |
| Flipkart Axis Bank Credit Card | ₹500 + Taxes | 7.5% cashback on Myntra (capped ₹4,000/quarter); 5% on Flipkart &... | No Lounge Access (Discontinued Jun 2025) | 4.5/5 |