HSBC RuPay Cashback Credit Card on Insurance premiums
No. The HSBC RuPay Cashback Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
1%
Rank for Insurance premiums
#148 of 149
Annual fee
1st Year Fee: ₹499* Plus Applicable Taxes
What to know before you pay on Insurance premiums
How it works
10% on food delivery and grocery apps, but the whole card caps at ₹400 cashback a month (≈₹4,000 of 10% spends). Zero forex markup until 31 December 2026, but international spends earn no cashback.
Caps & rules
- 10% on dining, food delivery and grocery; 1% elsewhere; total cashback capped at ₹400 a month.
- Works on UPI.
- 0% forex markup until 31 Dec 2026.
Reward limits
- 10% on dining, food delivery and grocery, and 1% elsewhere (total): max ₹400 per month
No rewards on
Fuel, e-wallets, rent, B2B, education, government, insurance, jewellery, gambling, tolls, cash, money transfers, wholesale clubs, hospitals
Checked 2026-10-03 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the HSBC RuPay Cashback Credit Card earns more
Questions
Does the HSBC RuPay Cashback Credit Card give rewards on Insurance premiums?
No. The HSBC RuPay Cashback Credit Card earns no rewards on Insurance premiums.
Is there a limit on HSBC RuPay Cashback Credit Card rewards?
10% on dining, food delivery and grocery; 1% elsewhere; total cashback capped at ₹400 a month. Works on UPI. 0% forex markup until 31 Dec 2026.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The HSBC RuPay Cashback Credit Card ranks #148 of 149 cards we compared, by what each returns after caps.