Adani One ICICI Signature Credit Card on Insurance premiums
Yes, but only its standard rate: the Adani One ICICI Signature Credit Card gives 0.5% back on Insurance premiums, the same as most other spends.
On Insurance premiums
0.5%
Other spends
1.5%
Rank for Insurance premiums
#52 of 149
Annual fee
₹5,000 + Taxes
What to know before you pay on Insurance premiums
How it works
1.5% on everyday domestic spends and 7% across the Adani ecosystem (Adani One app flights and hotels, Adani airports, Adani Electricity), valuing Adani Reward Points at ₹1 as ICICI's '7%' headline implies. Points can only be used in the Adani One app; one reviewer values them at about ₹0.25.
Caps & rules
- 7 Adani Reward Points per ₹100 on Adani One ecosystem spends, 2 per ₹100 international, 1.5 per ₹100 other domestic, 0.5 on utilities and insurance.
- Rewards are uncapped.
- Points are credited to the Adani One app as Adani OneApp Rewards each billing cycle.
- ₹5,000 fee waived at ₹6 Lakh annual spend.
Reward limits
- 7% on the Adani One ecosystem: No limit
- 1.5% on other domestic spends: No limit
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the Adani One ICICI Signature Credit Card earns more
Questions
Does the Adani One ICICI Signature Credit Card give rewards on Insurance premiums?
Yes, but only its standard rate: the Adani One ICICI Signature Credit Card gives 0.5% back on Insurance premiums, the same as most other spends.
Is there a limit on Adani One ICICI Signature Credit Card rewards?
7 Adani Reward Points per ₹100 on Adani One ecosystem spends, 2 per ₹100 international, 1.5 per ₹100 other domestic, 0.5 on utilities and insurance. Rewards are uncapped. Points are credited to the Adani One app as Adani OneApp Rewards each billing cycle. ₹5,000 fee waived at ₹6 Lakh annual spend.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Adani One ICICI Signature Credit Card ranks #52 of 149 cards we compared, by what each returns after caps.