Adani One ICICI Signature Credit Card
Fees
₹5,000 + Taxes
Joining & annual
Reward Rate
7% Adani Reward Points on Adani One spends; 2% on international; 1.5% on domestic; 0.5% on utility & insurance
Welcome Bonus
Welcome benefits vary by current offer
Lounge
4 Domestic/Qtr (₹75K Spend) + 2 International/yr + Priority Pass
Our Expert Take
The Adani One ICICI Signature Credit Card from ICICI Bank offers Adani Airport Valet & Duty Free Perks with an annual fee of ₹5,000 + Taxes.
Reward limits
Checked 11 Oct 2026 · Bank terms
-
7% on the Adani One ecosystem
No limit -
1.5% on other domestic spends
No limit
Pros & Cons
Key Advantages
- 7% Adani Reward Points on Adani One ecosystem spends
- 4 domestic lounge visits/quarter plus 2 international visits/year via Priority Pass
- Complimentary porter services & premium car parking at Adani airports
- Fee waiver threshold (Annual fee waived on ₹6 Lakh annual retail spends)
Limitations
- Lounge access requires ₹75,000 spend in the preceding quarter
- Base reward rate outside the Adani ecosystem is just 1.5-2%
- Airport perks are concentrated at Adani-managed airports only
Key Perks & Spending Milestones
7% Adani Reward Points on Adani One ecosystem spends; 2% international, 1.5% domestic, 0.5% utility & insurance
4 complimentary domestic lounge visits per quarter + 2 international visits per year via Priority Pass, conditional on ₹75,000 spend in the preceding quarter (rent, education, government payments, EMIs and fee/interest charges don't count toward this threshold)
Complimentary porter services and premium car parking at Adani-managed airports
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Spend milestone
Annual fee waived on ₹6 Lakh annual retail spends
Fees & Charges
Joining fee
₹5,000 + Taxes
Annual fee
₹5,000 + Taxes
Annual fee waived on ₹6 Lakh annual retail spends
Interest rate
3.6% per month (43.2% per annum)
Late payment fee
- Up to ₹500
- Nil
- ₹501 to ₹1,000
- ₹500
- ₹1,001 to ₹5,000
- ₹600
- ₹5,001 to ₹10,000
- ₹750
- ₹10,001 to ₹25,000
- ₹900
- ₹25,001 to ₹50,000
- ₹1,100
- Above ₹50,000
- ₹1,300
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
What's the reward rate on Adani One ICICI Signature?
How does lounge access work on this card?
What airport perks does this card include?
Compare Adani One ICICI Signature Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Adani One ICICI Signature Credit Card This Card | ₹5,000 + Taxes | 7% Adani Reward Points on Adani One spends; 2% on international;... | 4 Domestic/Qtr (₹75K Spend) + 2 International/yr + Priority Pass | 4.6/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |