Adani One ICICI Signature Credit Card
Fees
₹5,000 + Taxes
Joining & AnnualReward Rate
7% Adani Reward Points on Adani One spends; 2% on international; 1.5% on domestic; 0.5% on utility & insurance
Welcome Bonus
Welcome benefits vary by current offer
Lounge Access
4 Domestic/Qtr (₹75K Spend) + 2 International/yr + Priority Pass
FindMyCard Expert Take
The Adani One ICICI Signature Credit Card from ICICI Bank offers Adani Airport Valet & Duty Free Perks with an annual fee of ₹5,000 + Taxes.
Pros & Cons
Key Advantages
- 7% Adani Reward Points on Adani One ecosystem spends
- 4 domestic lounge visits/quarter plus 2 international visits/year via Priority Pass
- Complimentary porter services & premium car parking at Adani airports
- Fee waiver threshold (Annual fee waived on ₹6 Lakh annual retail spends)
Limitations
- Lounge access requires ₹75,000 spend in the preceding quarter
- Base reward rate outside the Adani ecosystem is just 1.5-2%
- Airport perks are concentrated at Adani-managed airports only
Editorial Verdict
The Adani One ICICI Signature Credit Card is ideally suited for adani airport valet & duty free perks. If you want 7% adani reward points on adani one spends; 2% on international; 1.5% on domestic; 0.5% on utility & insurance, this card delivers real value. The ₹5,000 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (730+) credit to be approved.
Key Perks & Spending Milestones
Accelerated earn rate on travel purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
🚀 Milestone Spends Timeline
Annual fee waived on ₹6 Lakh annual retail spends
Fees & Charging Rates
Annual Fee Waivers
₹5,000 + Taxes
💡 Annual fee waived on ₹6 Lakh annual retail spends
Regular Interest Charges
3.6% per month (43.2% per annum)
📅 Late Payment Fee Penalty Tiers
| Outstanding Balance Amount | Late Payment Fee Penalty |
|---|---|
| up to 500 | Nil |
| 501 to 1000 | ₹500 |
| 1001 to 5000 | ₹600 |
| 5001 to 10000 | ₹750 |
| 10001 to 25000 | ₹900 |
| 25001 to 50000 | ₹1,100 |
| above 50000 | ₹1,300 |
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Compare Adani One ICICI Signature Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Adani One ICICI Signature Credit Card This Card | ₹5,000 + Taxes | 7% Adani Reward Points on Adani One spends; 2% on international;... | 4 Domestic/Qtr (₹75K Spend) + 2 International/yr + Priority Pass | 4.6/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |