ICICI Platinum Chip Credit Card on Insurance premiums
Yes, but only its standard rate: the ICICI Platinum Chip Credit Card gives 0.25% back on Insurance premiums, the same as most other spends.
On Insurance premiums
0.25%
Other spends
0.5%
Rank for Insurance premiums
#78 of 149
Annual fee
Free
What to know before you pay on Insurance premiums
How it works
No merchant accelerators.
Caps & rules
- 2 Reward Points per ₹100 on retail, 1 per ₹100 on utilities and insurance.
- Lifetime free.
- Valued at ₹0.25 per point.
Reward limits
- 2 points per ₹100; 1 per ₹100 on utilities and insurance: No published limit
No rewards on
Fuel, rent, government, EMI, cash advances; utilities and insurance earn at a reduced rate
Checked 2026-09-28 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the ICICI Platinum Chip Credit Card earns more
Questions
Does the ICICI Platinum Chip Credit Card give rewards on Insurance premiums?
Yes, but only its standard rate: the ICICI Platinum Chip Credit Card gives 0.25% back on Insurance premiums, the same as most other spends.
Is there a limit on ICICI Platinum Chip Credit Card rewards?
2 Reward Points per ₹100 on retail, 1 per ₹100 on utilities and insurance. Lifetime free. Valued at ₹0.25 per point.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The ICICI Platinum Chip Credit Card ranks #78 of 149 cards we compared, by what each returns after caps.