ICICI Platinum Chip Credit Card on PhonePe
Yes, but only its standard rate: the ICICI Platinum Chip Credit Card gives 0.25% back on PhonePe, the same as most other spends.
On PhonePe
0.25%
Other spends
0.5%
Rank for PhonePe
#109 of 149
Annual fee
Free
What to know before you pay on PhonePe
How it works
No merchant accelerators.
Caps & rules
- 2 Reward Points per ₹100 on retail, 1 per ₹100 on utilities and insurance.
- Lifetime free.
- Valued at ₹0.25 per point.
Reward limits
- 2 points per ₹100; 1 per ₹100 on utilities and insurance: No published limit
No rewards on
Fuel, rent, government, EMI, cash advances; utilities and insurance earn at a reduced rate
Checked 2026-09-28 · Bank terms
Cards that earn more on PhonePe
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
PhonePe HDFC Bank Ultimo Credit Card
HDFC Bank · ₹2,999 + Taxes · Max ₹1,000 a month
10%
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Where else the ICICI Platinum Chip Credit Card earns more
Questions
Does the ICICI Platinum Chip Credit Card give rewards on PhonePe?
Yes, but only its standard rate: the ICICI Platinum Chip Credit Card gives 0.25% back on PhonePe, the same as most other spends.
Is there a limit on ICICI Platinum Chip Credit Card rewards?
2 Reward Points per ₹100 on retail, 1 per ₹100 on utilities and insurance. Lifetime free. Valued at ₹0.25 per point.
Which credit card is best for PhonePe?
PhonePe SBI Card SELECT BLACK gives the most on PhonePe, 10% back. The ICICI Platinum Chip Credit Card ranks #109 of 149 cards we compared.