HSBC Live+ Credit Card on PhonePe
Yes. The HSBC Live+ Credit Card gives 10% back when you pay on PhonePe directly, compared with 1.5% on its other spends.
On PhonePe
10%
Other spends
1.5%
Rank for PhonePe
#2 of 149
Annual fee
Free
What to know before you pay on PhonePe
Cap on PhonePe
Max ₹1,200 a month (shared by all 10% categories)
How it works
Amazon/Flipkart 1.5% since 26 Jul 2026. Myntra 10% only until 31 Oct 2026. Tata CLiQ/AJIO assumed to code as 'shopping' (apparel); Nykaa, Meesho and Croma not assumed. Telecom assumed to count as utility. All 10% shares the ₹1,200 monthly cap.
Caps & rules
- 10% on dining, food delivery, grocery, shopping and utility spends, capped at ₹1,200 cashback a month; 1.5% unlimited elsewhere.
- From 26 Jul 2026 Amazon and Flipkart earn only 1.5%.
- Myntra 10% launch offer until 31 Oct 2026.
- Categories by MCC per HSBC's service guide.
Reward limits
- 10% on dining, food delivery, grocery, shopping and utilities: max ₹1,200 per month
- 1.5% on other spends (incl. Amazon and Flipkart): No limit
No rewards on
Fuel, e-wallets, rent, B2B, education, government, insurance, jewellery, gambling, tolls, cash, money transfers, wholesale clubs, hospitals
Checked 2026-10-03 · Bank terms
Other good cards for PhonePe
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
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#3
PhonePe HDFC Bank Ultimo Credit Card
HDFC Bank · ₹2,999 + Taxes · Max ₹1,000 a month
10%
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#4
6.67%
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Where else the HSBC Live+ Credit Card earns more
Questions
Does the HSBC Live+ Credit Card give rewards on PhonePe?
Yes. The HSBC Live+ Credit Card gives 10% back when you pay on PhonePe directly, compared with 1.5% on its other spends.
Is there a limit on HSBC Live+ Credit Card rewards?
10% on dining, food delivery, grocery, shopping and utility spends, capped at ₹1,200 cashback a month; 1.5% unlimited elsewhere. From 26 Jul 2026 Amazon and Flipkart earn only 1.5%. Myntra 10% launch offer until 31 Oct 2026. Categories by MCC per HSBC's service guide.
Which credit card is best for PhonePe?
PhonePe SBI Card SELECT BLACK gives the most on PhonePe, 10% back. The HSBC Live+ Credit Card ranks #2 of 149 cards we compared.