IRCTC RBL Bank Credit Card on Insurance premiums
No. The IRCTC RBL Bank Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.5%
Rank for Insurance premiums
#121 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Insurance premiums
How it works
2.5% on IRCTC train tickets (5 points per ₹200), 0.5% elsewhere, valuing points at ₹1 when used for IRCTC bookings (Point+Pay).
Caps & rules
- 5 reward points per ₹200 on IRCTC train bookings (capped at 1,000 points a month), 2 per ₹200 on IRCTC flights, hotels and cruises, 1 per ₹200 elsewhere.
- 1 point = ₹1 when redeemed on IRCTC via Point+Pay.
Reward limits
- 5 points per ₹200 on IRCTC train bookings: max 1,000 points per month
- 1 point per ₹200 elsewhere: No limit
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
Apply now -
#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now
Where else the IRCTC RBL Bank Credit Card earns more
Questions
Does the IRCTC RBL Bank Credit Card give rewards on Insurance premiums?
No. The IRCTC RBL Bank Credit Card earns no rewards on Insurance premiums.
Is there a limit on IRCTC RBL Bank Credit Card rewards?
5 reward points per ₹200 on IRCTC train bookings (capped at 1,000 points a month), 2 per ₹200 on IRCTC flights, hotels and cruises, 1 per ₹200 elsewhere. 1 point = ₹1 when redeemed on IRCTC via Point+Pay.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The IRCTC RBL Bank Credit Card ranks #121 of 149 cards we compared, by what each returns after caps.