IRCTC RBL Bank Credit Card on IRCTC
Yes. The IRCTC RBL Bank Credit Card gives 2.5% back when you pay on IRCTC directly, compared with 0.5% on its other spends.
On IRCTC
2.5%
Other spends
0.5%
Rank for IRCTC
#19 of 149
Annual fee
₹500 + Taxes
What to know before you pay on IRCTC
Cap on IRCTC
Max ₹1,000 a month (1,000 points)
How it works
2.5% on IRCTC train tickets (5 points per ₹200), 0.5% elsewhere, valuing points at ₹1 when used for IRCTC bookings (Point+Pay).
Caps & rules
- 5 reward points per ₹200 on IRCTC train bookings (capped at 1,000 points a month), 2 per ₹200 on IRCTC flights, hotels and cruises, 1 per ₹200 elsewhere.
- 1 point = ₹1 when redeemed on IRCTC via Point+Pay.
Reward limits
- 5 points per ₹200 on IRCTC train bookings: max 1,000 points per month
- 1 point per ₹200 elsewhere: No limit
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on IRCTC
-
#1
IRCTC SBI Card Premier
SBI Card · ₹1,499 + Taxes
10%
Apply now -
#2
6.67%
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#3
YES Bank POP CLUB Credit Card
YES Bank · Free · No cap
5%
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Questions
Does the IRCTC RBL Bank Credit Card give rewards on IRCTC?
Yes. The IRCTC RBL Bank Credit Card gives 2.5% back when you pay on IRCTC directly, compared with 0.5% on its other spends.
Is there a limit on IRCTC RBL Bank Credit Card rewards?
5 reward points per ₹200 on IRCTC train bookings (capped at 1,000 points a month), 2 per ₹200 on IRCTC flights, hotels and cruises, 1 per ₹200 elsewhere. 1 point = ₹1 when redeemed on IRCTC via Point+Pay.
Which credit card is best for IRCTC?
IRCTC SBI Card Premier gives the most on IRCTC, 10% back. The IRCTC RBL Bank Credit Card ranks #19 of 149 cards we compared.