Kotak League Platinum Credit Card on Insurance premiums
No. The Kotak League Platinum Credit Card earns no rewards on Insurance premiums.
On Insurance premiums
0%
Other spends
0.27%
Rank for Insurance premiums
#122 of 149
Annual fee
Free
What to know before you pay on Insurance premiums
How it works
Special categories 8 per ₹150 (0.53%); everything else 4 per ₹150 (0.27%) until ₹2 Lakh a year, then 0.53%.
Caps & rules
- 8 Reward Points per ₹150 on special categories (travel agencies, airlines, electronics, durable goods, department stores); 4 per ₹150 elsewhere until ₹2 Lakh annual spend, then 8 everywhere.
- ₹0.10 per point for vouchers/recharges; ₹0.07 to ₹0.10 as cash value (min 2,000 points).
- 5,000 points on joining.
Reward limits
- 4 to 8 points per ₹150: No limit
- Points on utility bills: Only on the first ₹35,000 per statement cycle
No rewards on
From 1 Jun 2025: wallet loads, online skill gaming, insurance, government, rent, education and fuel earn nothing; utility spends earn only up to ₹35,000 per statement cycle
Checked 2026-09-28 · Bank terms
Cards that earn more on Insurance premiums
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹500 a month
10%
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#2
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
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#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
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Where else the Kotak League Platinum Credit Card earns more
Questions
Does the Kotak League Platinum Credit Card give rewards on Insurance premiums?
No. The Kotak League Platinum Credit Card earns no rewards on Insurance premiums.
Is there a limit on Kotak League Platinum Credit Card rewards?
8 Reward Points per ₹150 on special categories (travel agencies, airlines, electronics, durable goods, department stores); 4 per ₹150 elsewhere until ₹2 Lakh annual spend, then 8 everywhere. ₹0.10 per point for vouchers/recharges; ₹0.07 to ₹0.10 as cash value (min 2,000 points). 5,000 points on joining.
Which credit card is best for Insurance premiums?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Insurance premiums, with 10% back. The Kotak League Platinum Credit Card ranks #122 of 149 cards we compared, by what each returns after caps.