Axis Bank Horizon Credit Card on IRCTC
No. The Axis Bank Horizon Credit Card earns no rewards on IRCTC.
On IRCTC
0%
Other spends
2%
Rank for IRCTC
#140 of 148
Annual fee
₹3,000 + Taxes
What to know before you pay on IRCTC
How it works
5% on direct airline bookings (like IndiGo) and Travel EDGE, 2% elsewhere, at ₹1 per EDGE Mile on Travel EDGE. Travel sites like MakeMyTrip get only 2%. Utilities, insurance, education, rail tickets and rent earn nothing.
Caps & rules
- 5 EDGE Miles per ₹100 on Travel EDGE and airline websites, counters and helplines; 2 per ₹100 on other spends, including travel agents and travel sites.
- 1 EDGE Mile = ₹1 on Travel EDGE, or transfer to airline partners.
- 5,000 miles welcome bonus on a first spend of ₹1,000+ within 30 days.
- ₹3,000 fee.
Reward limits
- 5 EDGE Miles per ₹100 on airlines and Travel EDGE: No limit
- 2 EDGE Miles per ₹100 elsewhere: No limit
No rewards on
Transport and tolls (including rail), utilities and telecom, insurance, education, government, wallets and gift cards, rent, fuel
Checked 2026-10-25 · Bank terms
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Where else the Axis Bank Horizon Credit Card earns more
Questions
Does the Axis Bank Horizon Credit Card give rewards on IRCTC?
No. The Axis Bank Horizon Credit Card earns no rewards on IRCTC.
Is there a limit on Axis Bank Horizon Credit Card rewards?
5 EDGE Miles per ₹100 on Travel EDGE and airline websites, counters and helplines; 2 per ₹100 on other spends, including travel agents and travel sites. 1 EDGE Mile = ₹1 on Travel EDGE, or transfer to airline partners. 5,000 miles welcome bonus on a first spend of ₹1,000+ within 30 days. ₹3,000 fee.
Which credit card is best for IRCTC?
IRCTC SBI Card Premier is the best pick for regular spending on IRCTC, with 10% back. The Axis Bank Horizon Credit Card ranks #140 of 148 cards we compared, by what each returns after caps.