BOBCARD Tiara Credit Card on IRCTC
Yes. The BOBCARD Tiara Credit Card gives 3.75% back when you pay on IRCTC directly, compared with 0.75% on its other spends.
On IRCTC
3.75%
Other spends
0.75%
Rank for IRCTC
#7 of 149
Annual fee
₹2,499* Plus Applicable Taxes
What to know before you pay on IRCTC
Cap on IRCTC
Max ₹1,250 per statement cycle (5,000 points)
How it works
3.75% on dining and travel (5X), 0.75% elsewhere, at ₹0.25 a point. The 5X rate stops at 5,000 points a cycle.
Caps & rules
- 15 reward points per ₹100 on dining, travel and international spends, capped at 5,000 points per cycle; 3 per ₹100 elsewhere.
- 1 point = ₹0.25.
- ₹2,499 fee waived at ₹2.5 Lakh annual spend.
Reward limits
- 15 points per ₹100 on dining, travel and international: max 5,000 points per cycle
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on IRCTC
-
#1
IRCTC SBI Card Premier
SBI Card · ₹1,499 + Taxes
10%
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#2
6.67%
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#3
YES Bank POP CLUB Credit Card
YES Bank · Free · No cap
5%
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Where else the BOBCARD Tiara Credit Card earns more
Questions
Does the BOBCARD Tiara Credit Card give rewards on IRCTC?
Yes. The BOBCARD Tiara Credit Card gives 3.75% back when you pay on IRCTC directly, compared with 0.75% on its other spends.
Is there a limit on BOBCARD Tiara Credit Card rewards?
15 reward points per ₹100 on dining, travel and international spends, capped at 5,000 points per cycle; 3 per ₹100 elsewhere. 1 point = ₹0.25. ₹2,499 fee waived at ₹2.5 Lakh annual spend.
Which credit card is best for IRCTC?
IRCTC SBI Card Premier gives the most on IRCTC, 10% back. The BOBCARD Tiara Credit Card ranks #7 of 149 cards we compared.