Cookies Credit Card on IRCTC
Yes. The Cookies Credit Card gives 1% back when you pay on IRCTC directly, compared with 0.2% on its other spends.
On IRCTC
1%
Other spends
0.2%
Rank for IRCTC
#45 of 149
Annual fee
₹500 + Taxes
What to know before you pay on IRCTC
Cap on IRCTC
No cap
How it works
10% cashback at Zomato, Myntra and Uber (orders over ₹100, max ₹300 a month each). Other online spends earn 5 points per ₹100 worth up to ₹0.20 each (1%).
Caps & rules
- 10% cashback on Zomato, Myntra and Uber, capped at ₹300 per brand and ₹900 a month in total, on transactions over ₹100.
- 5 reward points per ₹100 online and 1 per ₹100 offline, redeemable at up to ₹0.20 each.
- ₹100 monthly fee, waived if you spent ₹5,000 the previous month.
Reward limits
- 10% cashback on Zomato, Myntra, Uber: max ₹300 per brand per month
- Total 10% cashback: max ₹900 per month
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on IRCTC
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#1
IRCTC SBI Card Premier
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10%
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#2
6.67%
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#3
YES Bank POP CLUB Credit Card
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Where else the Cookies Credit Card earns more
Questions
Does the Cookies Credit Card give rewards on IRCTC?
Yes. The Cookies Credit Card gives 1% back when you pay on IRCTC directly, compared with 0.2% on its other spends.
Is there a limit on Cookies Credit Card rewards?
10% cashback on Zomato, Myntra and Uber, capped at ₹300 per brand and ₹900 a month in total, on transactions over ₹100. 5 reward points per ₹100 online and 1 per ₹100 offline, redeemable at up to ₹0.20 each. ₹100 monthly fee, waived if you spent ₹5,000 the previous month.
Which credit card is best for IRCTC?
IRCTC SBI Card Premier gives the most on IRCTC, 10% back. The Cookies Credit Card ranks #45 of 149 cards we compared.