SBI Card MILES PRIME on IRCTC
Yes. The SBI Card MILES PRIME gives 1% back when you pay on IRCTC directly, compared with 0.5% on its other spends.
On IRCTC
1%
Other spends
0.5%
Rank for IRCTC
#44 of 149
Annual fee
₹2,999 + Taxes
What to know before you pay on IRCTC
Cap on IRCTC
No cap
How it works
Travel Credits valued at ₹0.50 on travel bookings (₹0.25 on the catalogue). Converting 1:1 to airline and hotel partners can be worth about twice as much.
Caps & rules
- 4 Travel Credits per ₹200 on travel, 2 per ₹200 on other spends.
- Travel Credits are worth ₹0.50 on travel bookings, ₹0.25 on the catalogue, or convert 1:1 to airline and hotel partners.
- 10,000 bonus credits at ₹8 Lakh annual spend; fee waived at ₹10 Lakh.
Reward limits
- 4 Travel Credits per ₹200 on travel: No limit
- 2 Travel Credits per ₹200 on other spends: No limit
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
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#1
IRCTC SBI Card Premier
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10%
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#2
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Where else the SBI Card MILES PRIME earns more
Questions
Does the SBI Card MILES PRIME give rewards on IRCTC?
Yes. The SBI Card MILES PRIME gives 1% back when you pay on IRCTC directly, compared with 0.5% on its other spends.
Is there a limit on SBI Card MILES PRIME rewards?
4 Travel Credits per ₹200 on travel, 2 per ₹200 on other spends. Travel Credits are worth ₹0.50 on travel bookings, ₹0.25 on the catalogue, or convert 1:1 to airline and hotel partners. 10,000 bonus credits at ₹8 Lakh annual spend; fee waived at ₹10 Lakh.
Which credit card is best for IRCTC?
IRCTC SBI Card Premier gives the most on IRCTC, 10% back. The SBI Card MILES PRIME ranks #44 of 149 cards we compared.