YES Bank ACE Credit Card on IRCTC
No. The YES Bank ACE Credit Card earns no rewards on IRCTC.
On IRCTC
0%
Other spends
0.5%
Rank for IRCTC
#146 of 149
Annual fee
₹499 + Taxes
What to know before you pay on IRCTC
How it works
Online 1%, offline 0.5% at ₹0.25/point.
Caps & rules
- 8 YES Rewardz points per ₹200 online (1%), 4 per ₹200 offline (0.5%), 2 per ₹200 on some other categories, at ₹0.25 per point on flights and hotels (vouchers can be worth less).
- Points capped at 5,000 per statement cycle.
- 3.5% forex markup.
Reward limits
- 8 points per ₹200 online, 4 offline, 2 on select categories: No published limit
No rewards on
From 15 Jun 2026: rent, wallet, fuel, UPI, government, marketing/advertising, insurance, education, railways, toll, ferry, cash, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on IRCTC
-
#1
IRCTC SBI Card Premier
SBI Card · ₹1,499 + Taxes
10%
Apply now -
#2
6.67%
Apply now -
#3
YES Bank POP CLUB Credit Card
YES Bank · Free · No cap
5%
Apply now
Where else the YES Bank ACE Credit Card earns more
Questions
Does the YES Bank ACE Credit Card give rewards on IRCTC?
No. The YES Bank ACE Credit Card earns no rewards on IRCTC.
Is there a limit on YES Bank ACE Credit Card rewards?
8 YES Rewardz points per ₹200 online (1%), 4 per ₹200 offline (0.5%), 2 per ₹200 on some other categories, at ₹0.25 per point on flights and hotels (vouchers can be worth less). Points capped at 5,000 per statement cycle. 3.5% forex markup.
Which credit card is best for IRCTC?
IRCTC SBI Card Premier gives the most on IRCTC, 10% back. The YES Bank ACE Credit Card ranks #146 of 149 cards we compared.