PhonePe SBI Card SELECT BLACK on Myntra
Yes. The PhonePe SBI Card SELECT BLACK gives 5% back when you pay on Myntra directly, compared with 1% on its other spends.
On Myntra
5%
Other spends
1%
Rank for Myntra
#11 of 149
Annual fee
₹1,499 + Taxes
What to know before you pay on Myntra
Cap on Myntra
Max ₹1,500 a month (1,500 points in total from 1 Jul 2026)
How it works
10% on bills, recharges and utilities paid in the PhonePe app, 5% on online merchants and 1% elsewhere, with points worth ₹1. All rewards stop at about 1,500 points a month since July 2026.
Caps & rules
- Up to 10% reward points on PhonePe and Pincode app spends, up to 5% on other online merchants, 1% on other eligible spends.
- 1 point = ₹1.
- From 1 Jul 2026 monthly caps were cut (reported as 1,500 points a month, 500 on insurance) and tolls, jewellery, education and non-PhonePe utilities were excluded.
- ₹1,499 fee waived at ₹3 Lakh.
Reward limits
- All reward points: max 1,500 points per month (from 1 Jul 2026)
No rewards on
Fuel, rent, wallet loads; from 1 Jul 2026 tolls, jewellery, education and utilities paid outside PhonePe
Checked 2026-10-11 · Bank terms
Cards that earn more on Myntra
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
Jupiter Edge+ RuPay Credit Card
CSB Bank · ₹499 + Taxes · Max ₹600 per statement cycle
10%
Apply now -
#3
Cookies Credit Card
RBL Bank · ₹500 + Taxes · Max ₹300 a month
10%
Apply now
Where else the PhonePe SBI Card SELECT BLACK earns more
Questions
Does the PhonePe SBI Card SELECT BLACK give rewards on Myntra?
Yes. The PhonePe SBI Card SELECT BLACK gives 5% back when you pay on Myntra directly, compared with 1% on its other spends.
Is there a limit on PhonePe SBI Card SELECT BLACK rewards?
Up to 10% reward points on PhonePe and Pincode app spends, up to 5% on other online merchants, 1% on other eligible spends. 1 point = ₹1. From 1 Jul 2026 monthly caps were cut (reported as 1,500 points a month, 500 on insurance) and tolls, jewellery, education and non-PhonePe utilities were excluded. ₹1,499 fee waived at ₹3 Lakh.
Which credit card is best for Myntra?
HSBC Live+ Credit Card gives the most on Myntra, 10% back. The PhonePe SBI Card SELECT BLACK ranks #11 of 149 cards we compared.