IndusInd Bank Pinnacle Credit Card on Online shopping
Yes. The IndusInd Bank Pinnacle Credit Card gives 1.88% back when you pay on Online shopping directly, compared with 0.75% on its other spends.
On Online shopping
1.88%
Other spends
0.75%
Rank for Online shopping
#21 of 149
Annual fee
₹12,999 + Taxes
What to know before you pay on Online shopping
How it works
About 1.9% on online shopping, 1.1% on online travel and 0.75% in store, valuing points at IndusInd's ₹0.75 cash credit.
Caps & rules
- 2.5 reward points per ₹100 on e-commerce, 1.5 per ₹100 on online travel and airlines, 1 per ₹100 at point of sale.
- 1 point = ₹0.75 as cash credit (IndusInd's terms cap cash credit at 25,000 points a cycle) or 1:1 to airline miles.
Reward limits
- Points redeemed as cash credit: max 25,000 points per statement cycle
No rewards on
Fuel, rent, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Online shopping
-
#1
Axis Bank Cashback Credit Card
Axis Bank · 1st Year Fee: ₹1,000* Plus Applicable Taxes · Max ₹4,000 a month
5%
Apply now -
#2
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle
5%
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
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Where else the IndusInd Bank Pinnacle Credit Card earns more
Questions
Does the IndusInd Bank Pinnacle Credit Card give rewards on Online shopping?
Yes. The IndusInd Bank Pinnacle Credit Card gives 1.88% back when you pay on Online shopping directly, compared with 0.75% on its other spends.
Is there a limit on IndusInd Bank Pinnacle Credit Card rewards?
2.5 reward points per ₹100 on e-commerce, 1.5 per ₹100 on online travel and airlines, 1 per ₹100 at point of sale. 1 point = ₹0.75 as cash credit (IndusInd's terms cap cash credit at 25,000 points a cycle) or 1:1 to airline miles.
Which credit card is best for Online shopping?
Axis Bank Cashback Credit Card is the best pick for regular spending on Online shopping, with 5% back. The IndusInd Bank Pinnacle Credit Card ranks #21 of 149 cards we compared, by what each returns after caps.