SBI SimplyCLICK Credit Card on Online shopping
Yes. The SBI SimplyCLICK Credit Card gives 1.25% back when you pay on Online shopping directly, compared with 0.25% on its other spends.
On Online shopping
1.25%
Other spends
0.25%
Rank for Online shopping
#30 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Online shopping
Cap on Online shopping
Max ₹2,500 a month (10,000 points)
How it works
Instamart isn't named as a partner.
Caps & rules
- 10X (10 points per ₹100) at partners: Apollo 24|7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CLiQ.
- 5X (5 per ₹100) on other online spends, capped at 10,000 points per month.
- 1 point per ₹100 offline.
- 4 points = ₹1.
- Cleartrip/Yatra via affiliate links don't get 10X.
Reward limits
- 5X points on online spends outside partner brands: max 10,000 points (≈₹2,500) per calendar month
- 10X at partner brands, 1X offline: No published limit
No rewards on
Fuel, rent, wallet loads, government, gaming, education, EMI/Flexipay; utility bills paid on the SBI Card app/website don't get 5X
Checked 2026-09-27 · Bank terms
Cards that earn more on Online shopping
-
#1
Axis Bank Cashback Credit Card
Axis Bank · 1st Year Fee: ₹1,000* Plus Applicable Taxes · Max ₹4,000 a month
5%
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#2
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle
5%
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
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Where else the SBI SimplyCLICK Credit Card earns more
Questions
Does the SBI SimplyCLICK Credit Card give rewards on Online shopping?
Yes. The SBI SimplyCLICK Credit Card gives 1.25% back when you pay on Online shopping directly, compared with 0.25% on its other spends.
Is there a limit on SBI SimplyCLICK Credit Card rewards?
10X (10 points per ₹100) at partners: Apollo 24|7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CLiQ. 5X (5 per ₹100) on other online spends, capped at 10,000 points per month. 1 point per ₹100 offline. 4 points = ₹1. Cleartrip/Yatra via affiliate links don't get 10X.
Which credit card is best for Online shopping?
Axis Bank Cashback Credit Card is the best pick for regular spending on Online shopping, with 5% back. The SBI SimplyCLICK Credit Card ranks #30 of 149 cards we compared, by what each returns after caps.