YES Bank ACE Credit Card on Online shopping
Yes. The YES Bank ACE Credit Card gives 1% back when you pay on Online shopping directly, compared with 0.5% on its other spends.
On Online shopping
1%
Other spends
0.5%
Rank for Online shopping
#61 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Online shopping
Cap on Online shopping
Max ₹1,250 per statement cycle (5,000 points per statement cycle)
How it works
Online 1%, offline 0.5% at ₹0.25/point.
Caps & rules
- 8 YES Rewardz points per ₹200 online (1%), 4 per ₹200 offline (0.5%), 2 per ₹200 on some other categories, at ₹0.25 per point on flights and hotels (vouchers can be worth less).
- Points capped at 5,000 per statement cycle.
- 3.5% forex markup.
Reward limits
- 8 points per ₹200 online, 4 offline, 2 on select categories: No published limit
No rewards on
From 15 Jun 2026: rent, wallet, fuel, UPI, government, marketing/advertising, insurance, education, railways, toll, ferry, cash, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Online shopping
-
#1
Axis Bank Cashback Credit Card
Axis Bank · 1st Year Fee: ₹1,000* Plus Applicable Taxes · Max ₹4,000 a month
5%
Apply now -
#2
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle
5%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the YES Bank ACE Credit Card earns more
Questions
Does the YES Bank ACE Credit Card give rewards on Online shopping?
Yes. The YES Bank ACE Credit Card gives 1% back when you pay on Online shopping directly, compared with 0.5% on its other spends.
Is there a limit on YES Bank ACE Credit Card rewards?
8 YES Rewardz points per ₹200 online (1%), 4 per ₹200 offline (0.5%), 2 per ₹200 on some other categories, at ₹0.25 per point on flights and hotels (vouchers can be worth less). Points capped at 5,000 per statement cycle. 3.5% forex markup.
Which credit card is best for Online shopping?
Axis Bank Cashback Credit Card is the best pick for regular spending on Online shopping, with 5% back. The YES Bank ACE Credit Card ranks #61 of 149 cards we compared, by what each returns after caps.