IDFC FIRST WOW! Black Credit Card on Paytm
Yes, but only its standard rate: the IDFC FIRST WOW! Black Credit Card gives 0.33% back on Paytm, the same as most other spends.
On Paytm
0.33%
Other spends
1.33%
Rank for Paytm
#101 of 149
Annual fee
1st Year Fee: ₹750* Plus Applicable Taxes
What to know before you pay on Paytm
How it works
4 points per ₹150 on online, offline and international spends, worth 1.33% when points go to flights or hotels in the IDFC FIRST app (₹0.50 each), or 0.67% elsewhere (₹0.25). UPI under ₹2,000 earns 1 point per ₹150.
Caps & rules
- 4 reward points per ₹150 online, offline and international; 3 per ₹150 on UPI above ₹2,000, 1 per ₹150 below.
- 1 point = ₹0.50 on flights and hotels in the IDFC FIRST app ('FIRST Rewards Gallery'), ₹0.25 elsewhere.
- Extra 16.7% bonus points on hotels and 10% on flights booked in the app.
- Zero forex markup.
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on Paytm
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
IDFC FIRST Power+ Credit Card
IDFC FIRST Bank · Free
5%
Apply now -
#3
Standard Chartered Ultimate Credit Card
Standard Chartered · Rs. 5,000 + Taxes
3.33%
Apply now
Where else the IDFC FIRST WOW! Black Credit Card earns more
Questions
Does the IDFC FIRST WOW! Black Credit Card give rewards on Paytm?
Yes, but only its standard rate: the IDFC FIRST WOW! Black Credit Card gives 0.33% back on Paytm, the same as most other spends.
Is there a limit on IDFC FIRST WOW! Black Credit Card rewards?
4 reward points per ₹150 online, offline and international; 3 per ₹150 on UPI above ₹2,000, 1 per ₹150 below. 1 point = ₹0.50 on flights and hotels in the IDFC FIRST app ('FIRST Rewards Gallery'), ₹0.25 elsewhere. Extra 16.7% bonus points on hotels and 10% on flights booked in the app. Zero forex markup.
Which credit card is best for Paytm?
HSBC Live+ Credit Card is the best pick for regular spending on Paytm, with 10% back. The IDFC FIRST WOW! Black Credit Card ranks #101 of 149 cards we compared, by what each returns after caps.