IDFC FIRST WOW! Black Credit Card on Google Pay
Yes, but only its standard rate: the IDFC FIRST WOW! Black Credit Card gives 0.33% back on Google Pay, the same as most other spends.
On Google Pay
0.33%
Other spends
1.33%
Rank for Google Pay
#99 of 149
Annual fee
1st Year Fee: ₹750* Plus Applicable Taxes
What to know before you pay on Google Pay
How it works
4 points per ₹150 on online, offline and international spends, worth 1.33% when points go to flights or hotels in the IDFC FIRST app (₹0.50 each), or 0.67% elsewhere (₹0.25). UPI under ₹2,000 earns 1 point per ₹150.
Caps & rules
- 4 reward points per ₹150 online, offline and international; 3 per ₹150 on UPI above ₹2,000, 1 per ₹150 below.
- 1 point = ₹0.50 on flights and hotels in the IDFC FIRST app ('FIRST Rewards Gallery'), ₹0.25 elsewhere.
- Extra 16.7% bonus points on hotels and 10% on flights booked in the app.
- Zero forex markup.
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
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#1
HSBC Live+ Credit Card
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10%
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#2
6.67%
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#3
Axis Bank ACE Credit Card
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Where else the IDFC FIRST WOW! Black Credit Card earns more
Questions
Does the IDFC FIRST WOW! Black Credit Card give rewards on Google Pay?
Yes, but only its standard rate: the IDFC FIRST WOW! Black Credit Card gives 0.33% back on Google Pay, the same as most other spends.
Is there a limit on IDFC FIRST WOW! Black Credit Card rewards?
4 reward points per ₹150 online, offline and international; 3 per ₹150 on UPI above ₹2,000, 1 per ₹150 below. 1 point = ₹0.50 on flights and hotels in the IDFC FIRST app ('FIRST Rewards Gallery'), ₹0.25 elsewhere. Extra 16.7% bonus points on hotels and 10% on flights booked in the app. Zero forex markup.
Which credit card is best for Google Pay?
HSBC Live+ Credit Card gives the most on Google Pay, 10% back. The IDFC FIRST WOW! Black Credit Card ranks #99 of 149 cards we compared.