ICICI Bank HPCL Super Saver Credit Card on Petrol (any pump)

How it works

5% on groceries, department stores and utility bills, but only on about ₹2,000 a month in total. 5% at HPCL pumps (4% cashback up to ₹200 a month plus 1% surcharge waiver). HPCL: 4% cashback up to ₹200 a month, plus the 1% surcharge waiver.

Caps & rules

• 4% cashback on HPCL fuel, capped at ₹200 a month, plus 1% surcharge waiver.
• 20 reward points per ₹100 (5%) on groceries, department stores and utilities, capped at 400 points a month in total.
• About 0.5% on other spends.
• ₹500 fee waived at ₹1.5 Lakh annual spend.

Reward limits

• 4% cashback on HPCL fuel: max ₹200 per month
• 5% on groceries, department stores and utilities: max 400 points per month

No rewards on

Rent, wallet loads, government payments, non-HPCL fuel