BOBCARD Cashback Credit Card on PhonePe
No. The BOBCARD Cashback Credit Card earns no rewards on PhonePe.
On PhonePe
0%
Other spends
1%
Rank for PhonePe
#142 of 149
Annual fee
₹499 + Taxes a year, or ₹49 a month
What to know before you pay on PhonePe
How it works
5% on any domestic online spend (1% plus 4% extra), with the extra 4% capped at ₹1,500 a cycle; 1% after that and on other spends. Needs at least 4 transactions in the cycle. It's a Mastercard, so it can't be used for UPI. Electricity paid online counts as online spend (5%). Grocery apps earn nothing (BOBCARD excludes supermarket MCCs).
Caps & rules
- Domestic e-commerce: 1% plus 4% accelerated cashback, the accelerated part capped at ₹1,500 per statement.
- POS and international: 1%, uncapped.
- Minimum 4 transactions per cycle for the accelerated cashback.
- Cashback credited to the next statement.
Reward limits
- Extra 4% on online spends: max ₹1,500 per statement cycle
No rewards on
Transactions under ₹100, fuel, cash withdrawals, quasi-cash and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
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Where else the BOBCARD Cashback Credit Card earns more
Questions
Does the BOBCARD Cashback Credit Card give rewards on PhonePe?
No. The BOBCARD Cashback Credit Card earns no rewards on PhonePe.
Is there a limit on BOBCARD Cashback Credit Card rewards?
Domestic e-commerce: 1% plus 4% accelerated cashback, the accelerated part capped at ₹1,500 per statement. POS and international: 1%, uncapped. Minimum 4 transactions per cycle for the accelerated cashback. Cashback credited to the next statement.
Which credit card is best for PhonePe?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on PhonePe, with 10% back. The BOBCARD Cashback Credit Card ranks #142 of 149 cards we compared, by what each returns after caps.