HSBC TravelOne Credit Card on PhonePe
No. The HSBC TravelOne Credit Card earns no rewards on PhonePe.
On PhonePe
0%
Other spends
1%
Rank for PhonePe
#133 of 149
Annual fee
₹5,000 + Taxes
What to know before you pay on PhonePe
How it works
Travel sites and airlines 2% (4 points at ₹0.50). Utility bills earn nothing; telecom recharges (Airtel/Jio) are not excluded.
Caps & rules
- 4 points per ₹100 on airlines, travel aggregators (MCC 4722/4723/4111/4131) and foreign currency, capped at 50,000 points a month; 2 per ₹100 elsewhere, uncapped.
- Points convert 1:1 to airline miles/hotel points instantly; valued at ₹0.50 here.
- 10,000 bonus points on ₹12 Lakh a year.
Reward limits
- 4 points per ₹100 on flights, travel sites and foreign currency: max 50,000 points per month
- 2 points per ₹100 on other spends: No limit
No rewards on
Fuel, utilities (4900), e-wallets, rent, education, government, insurance, jewellery, tax, money transfers
Checked 2026-10-03 · Bank terms
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Where else the HSBC TravelOne Credit Card earns more
Questions
Does the HSBC TravelOne Credit Card give rewards on PhonePe?
No. The HSBC TravelOne Credit Card earns no rewards on PhonePe.
Is there a limit on HSBC TravelOne Credit Card rewards?
4 points per ₹100 on airlines, travel aggregators (MCC 4722/4723/4111/4131) and foreign currency, capped at 50,000 points a month; 2 per ₹100 elsewhere, uncapped. Points convert 1:1 to airline miles/hotel points instantly; valued at ₹0.50 here. 10,000 bonus points on ₹12 Lakh a year.
Which credit card is best for PhonePe?
PhonePe SBI Card SELECT BLACK gives the most on PhonePe, 10% back. The HSBC TravelOne Credit Card ranks #133 of 149 cards we compared.