ICICI Bank Sapphiro Credit Card on PhonePe
Yes, but only its standard rate: the ICICI Bank Sapphiro Credit Card gives 0.25% back on PhonePe, the same as most other spends.
On PhonePe
0.25%
Other spends
0.5%
Rank for PhonePe
#106 of 149
Annual fee
₹3,500 + Taxes
What to know before you pay on PhonePe
How it works
No merchant accelerators. BookMyShow buy-one-get-one up to ₹500 twice a month is an offer, not a rate.
Caps & rules
- 2 Reward Points per ₹100 on domestic spends, 4 per ₹100 international, 1 per ₹100 on utilities and insurance.
- Milestones: 4,000 points at ₹4 Lakh plus 2,000 per extra ₹1 Lakh (max 20,000 a year).
- Valued at ₹0.25 per point.
Reward limits
- 2 points per ₹100 domestic, 4 international; 1 on utilities and insurance: No published limit
- Milestone bonus points: max 20,000 points per anniversary year
No rewards on
Fuel, rent, government, EMI, cash advances; utilities and insurance earn at a reduced rate
Checked 2026-09-28 · Bank terms
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Where else the ICICI Bank Sapphiro Credit Card earns more
Questions
Does the ICICI Bank Sapphiro Credit Card give rewards on PhonePe?
Yes, but only its standard rate: the ICICI Bank Sapphiro Credit Card gives 0.25% back on PhonePe, the same as most other spends.
Is there a limit on ICICI Bank Sapphiro Credit Card rewards?
2 Reward Points per ₹100 on domestic spends, 4 per ₹100 international, 1 per ₹100 on utilities and insurance. Milestones: 4,000 points at ₹4 Lakh plus 2,000 per extra ₹1 Lakh (max 20,000 a year). Valued at ₹0.25 per point.
Which credit card is best for PhonePe?
PhonePe SBI Card SELECT BLACK gives the most on PhonePe, 10% back. The ICICI Bank Sapphiro Credit Card ranks #106 of 149 cards we compared.