IDFC FIRST Quantum+ Credit Card on PhonePe
No. The IDFC FIRST Quantum+ Credit Card earns no rewards on PhonePe.
On PhonePe
0%
Other spends
1%
Rank for PhonePe
#134 of 149
Annual fee
₹10,000 + Taxes
What to know before you pay on PhonePe
How it works
1% cashback on online, offline and IDFC-app UPI spends, 2% on online spends above ₹10,000 a cycle; total capped at ₹500 a cycle. UPI through Google Pay or PhonePe earns nothing. FD-backed, lifetime free.
Caps & rules
- 1% cashback on online spends up to ₹10,000 in a statement cycle and 2% above that; 1% on offline and UPI Scan & Pay in the IDFC FIRST app.
- 1% bonus on hotels and flights booked in the app.
- Total cashback capped at ₹500 per statement cycle.
- Credit limit = 100% of your FD.
Reward limits
- Total cashback: max ₹500 per statement cycle
No rewards on
EMI, ATM cash, UPI through third-party apps
Checked 2026-10-11 · Bank terms
Cards that earn more on PhonePe
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
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#2
HSBC Live+ Credit Card
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#3
PhonePe HDFC Bank Ultimo Credit Card
HDFC Bank · ₹2,999 + Taxes · Max ₹1,000 a month
10%
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Questions
Does the IDFC FIRST Quantum+ Credit Card give rewards on PhonePe?
No. The IDFC FIRST Quantum+ Credit Card earns no rewards on PhonePe.
Is there a limit on IDFC FIRST Quantum+ Credit Card rewards?
1% cashback on online spends up to ₹10,000 in a statement cycle and 2% above that; 1% on offline and UPI Scan & Pay in the IDFC FIRST app. 1% bonus on hotels and flights booked in the app. Total cashback capped at ₹500 per statement cycle. Credit limit = 100% of your FD.
Which credit card is best for PhonePe?
PhonePe SBI Card SELECT BLACK gives the most on PhonePe, 10% back. The IDFC FIRST Quantum+ Credit Card ranks #134 of 149 cards we compared.