BOBCARD Premier Credit Card

BOBCARD Premier Credit Card on Swiggy Instamart

No. The BOBCARD Premier Credit Card earns no rewards on Swiggy Instamart.

On Swiggy Instamart

0%

Other spends

0.5%

Rank for Swiggy Instamart

#146 of 149

Annual fee

₹1,000 + Taxes (first year free)

What to know before you pay on Swiggy Instamart

How it works

10 points per ₹100 (2.5% at ₹0.25) on travel agencies (MCC 4722, like MakeMyTrip), dining (MCC 5812) and international spends. Airline websites and food delivery apps aren't assumed to qualify. 0.5% elsewhere.

Caps & rules

  • 5X (10 RP per ₹100) on travel (MCC 4722), dining (MCC 5812) and international spends, capped at 2,000 RP per statement cycle.
  • 2 RP per ₹100 on other spends.
  • 1 RP = ₹0.25 as cashback.

Reward limits

  • 5X points (travel, dining, international): max 2,000 points (₹500) per statement cycle

No rewards on

Fuel, UPI for 5X, and the MCCs in BOBCARD's annexure

Checked 2026-10-18 · Bank terms

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Questions

Does the BOBCARD Premier Credit Card give rewards on Swiggy Instamart?

No. The BOBCARD Premier Credit Card earns no rewards on Swiggy Instamart.

Is there a limit on BOBCARD Premier Credit Card rewards?

5X (10 RP per ₹100) on travel (MCC 4722), dining (MCC 5812) and international spends, capped at 2,000 RP per statement cycle. 2 RP per ₹100 on other spends. 1 RP = ₹0.25 as cashback.

Which credit card is best for Swiggy Instamart?

Swiggy HDFC Credit Card is the best pick for regular spending on Swiggy Instamart, with 10% back. The BOBCARD Premier Credit Card ranks #146 of 149 cards we compared, by what each returns after caps.

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