BPCL SBI Card Octane on Swiggy Instamart

Yes. The BPCL SBI Card Octane gives 2.5% back when you pay on Swiggy Instamart directly, compared with 0.25% on its other spends.

On Swiggy Instamart

2.5%

Other spends

0.25%

Rank for Swiggy Instamart

#27 of 149

Annual fee

₹1,499* Plus Applicable Taxes

What to know before you pay on Swiggy Instamart

Cap on Swiggy Instamart

Max ₹1,875 a month (7,500 points on dining, groceries, departmental stores and movies)

How it works

7.25% at BPCL fuel stations (25 points per ₹100 plus 1% surcharge waiver). 2.5% on dining, groceries and movies. 0.25% elsewhere.

Caps & rules

25 reward points per ₹100 on BPCL fuel, lubricants and Bharat Gas, capped at 2,500 points per billing cycle.
10 points per ₹100 on dining, groceries, departmental stores and movies, capped at 7,500 a month.
1 point per ₹100 elsewhere.
4 points = ₹1 (₹0.25), also redeemable for BPCL fuel.

Reward limits

25 points per ₹100 on BPCL fuel: max 2,500 points per billing cycle
10 points per ₹100 on dining, groceries, departmental stores and movies: max 7,500 points per month

No rewards on

Rent (from 15 Apr 2024), non-BPCL fuel, wallet loads, government payments

Checked 2026-10-11 · Bank terms

Apply now Full review Compare all cards for Swiggy Instamart

Cards that earn more on Swiggy Instamart

#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle

10%
Apply now
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month

10%
Apply now
#3
HSBC RuPay Cashback Credit Card
HSBC Bank · 1st Year Fee: ₹499* Plus Applicable Taxes · Max ₹400 a month

10%
Apply now

Where else the BPCL SBI Card Octane earns more

BigBasket 2.5% Blinkit 2.5% BookMyShow 2.5% JioMart 2.5% PVR INOX 2.5% Swiggy 2.5% Zepto 2.5% Zomato 2.5%

Questions

Does the BPCL SBI Card Octane give rewards on Swiggy Instamart?

Yes. The BPCL SBI Card Octane gives 2.5% back when you pay on Swiggy Instamart directly, compared with 0.25% on its other spends.

Is there a limit on BPCL SBI Card Octane rewards?

25 reward points per ₹100 on BPCL fuel, lubricants and Bharat Gas, capped at 2,500 points per billing cycle. 10 points per ₹100 on dining, groceries, departmental stores and movies, capped at 7,500 a month. 1 point per ₹100 elsewhere. 4 points = ₹1 (₹0.25), also redeemable for BPCL fuel.

Which credit card is best for Swiggy Instamart?

Swiggy HDFC Credit Card gives the most on Swiggy Instamart, 10% back. The BPCL SBI Card Octane ranks #27 of 149 cards we compared.