BPCL SBI Card Octane on Dining out
Yes. The BPCL SBI Card Octane gives 2.5% back when you pay on Dining out directly, compared with 0.25% on its other spends.
On Dining out
2.5%
Other spends
0.25%
Rank for Dining out
#13 of 149
Annual fee
₹1,499* Plus Applicable Taxes
What to know before you pay on Dining out
Cap on Dining out
Max ₹1,875 a month (7,500 points on dining, groceries, departmental stores and movies)
How it works
7.25% at BPCL fuel stations (25 points per ₹100 plus 1% surcharge waiver). 2.5% on dining, groceries and movies. 0.25% elsewhere. BPCL counts the 25 points per ₹100 (6.25%); the 1% surcharge waiver is on top.
Caps & rules
- 25 reward points per ₹100 on BPCL fuel, lubricants and Bharat Gas, capped at 2,500 points per billing cycle.
- 10 points per ₹100 on dining, groceries, departmental stores and movies, capped at 7,500 a month.
- 1 point per ₹100 elsewhere.
- 4 points = ₹1 (₹0.25), also redeemable for BPCL fuel.
Reward limits
- 25 points per ₹100 on BPCL fuel: max 2,500 points per billing cycle
- 10 points per ₹100 on dining, groceries, departmental stores and movies: max 7,500 points per month
No rewards on
Rent (from 15 Apr 2024), non-BPCL fuel, wallet loads, government payments
Checked 2026-10-11 · Bank terms
Cards that earn more on Dining out
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes · Max ₹2,000 a month
6.67%
Apply now
Where else the BPCL SBI Card Octane earns more
Questions
Does the BPCL SBI Card Octane give rewards on Dining out?
Yes. The BPCL SBI Card Octane gives 2.5% back when you pay on Dining out directly, compared with 0.25% on its other spends.
Is there a limit on BPCL SBI Card Octane rewards?
25 reward points per ₹100 on BPCL fuel, lubricants and Bharat Gas, capped at 2,500 points per billing cycle. 10 points per ₹100 on dining, groceries, departmental stores and movies, capped at 7,500 a month. 1 point per ₹100 elsewhere. 4 points = ₹1 (₹0.25), also redeemable for BPCL fuel.
Which credit card is best for Dining out?
Swiggy HDFC Credit Card is the best pick for regular spending on Dining out, with 10% back. The BPCL SBI Card Octane ranks #13 of 149 cards we compared, by what each returns after caps.