IndusInd Bank Platinum Aura Edge Credit Card on Swiggy Instamart
Yes. The IndusInd Bank Platinum Aura Edge Credit Card gives 2% back when you pay on Swiggy Instamart directly, compared with 0.25% on its other spends.
On Swiggy Instamart
2%
Other spends
0.25%
Rank for Swiggy Instamart
#35 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Swiggy Instamart
How it works
Shows the best of the 4 plans per merchant; you only get the plan you pick: grocery apps 2% on Home, Swiggy/Zomato 2% on Party (if coded as restaurants), IndiGo 1.25% on Travel, Croma 1% on Shop.
Caps & rules
- You choose one of 4 plans (points per ₹100, 1 point = ₹0.50 or 0.5 airline mile): Shop - department stores 4, electronics 2, restaurants/books 1.5; Home - grocery 4, medical 1.5, phone/electricity/insurance 1.4; Travel - hotels 4, airlines 2.5, car rental/rail 1.5; Party - restaurants 4, department stores/bars 2, movies 1.5.
- Everything else 0.5 (0.25%).
- Cash redemption capped at 2,500 points a month since Sep 2024.
Reward limits
- Plan-category points (Shop, Home, Travel or Party); 0.5 per ₹100 elsewhere: No published limit
- Points redeemed as cash credit: max 2,500 points per calendar month
No rewards on
Fuel (since Apr 2018); some categories revised Aug 2019
Checked 2026-10-03 · Bank terms
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Where else the IndusInd Bank Platinum Aura Edge Credit Card earns more
Questions
Does the IndusInd Bank Platinum Aura Edge Credit Card give rewards on Swiggy Instamart?
Yes. The IndusInd Bank Platinum Aura Edge Credit Card gives 2% back when you pay on Swiggy Instamart directly, compared with 0.25% on its other spends.
Is there a limit on IndusInd Bank Platinum Aura Edge Credit Card rewards?
You choose one of 4 plans (points per ₹100, 1 point = ₹0.50 or 0.5 airline mile): Shop - department stores 4, electronics 2, restaurants/books 1.5; Home - grocery 4, medical 1.5, phone/electricity/insurance 1.4; Travel - hotels 4, airlines 2.5, car rental/rail 1.5; Party - restaurants 4, department stores/bars 2, movies 1.5. Everything else 0.5 (0.25%). Cash redemption capped at 2,500 points a month since Sep 2024.
Which credit card is best for Swiggy Instamart?
Swiggy HDFC Credit Card gives the most on Swiggy Instamart, 10% back. The IndusInd Bank Platinum Aura Edge Credit Card ranks #35 of 149 cards we compared.