IndusInd Bank Platinum Aura Edge Credit Card on Dining out
Yes. The IndusInd Bank Platinum Aura Edge Credit Card gives 2% back when you pay on Dining out directly, compared with 0.25% on its other spends.
On Dining out
2%
Other spends
0.25%
Rank for Dining out
#23 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Dining out
How it works
Shows the best of the 4 plans per merchant; you only get the plan you pick: grocery apps 2% on Home, Swiggy/Zomato 2% on Party (if coded as restaurants), IndiGo 1.25% on Travel, Croma 1% on Shop. Dining out 2% needs the Party plan.
Caps & rules
- You choose one of 4 plans (points per ₹100, 1 point = ₹0.50 or 0.5 airline mile): Shop - department stores 4, electronics 2, restaurants/books 1.5; Home - grocery 4, medical 1.5, phone/electricity/insurance 1.4; Travel - hotels 4, airlines 2.5, car rental/rail 1.5; Party - restaurants 4, department stores/bars 2, movies 1.5.
- Everything else 0.5 (0.25%).
- Cash redemption capped at 2,500 points a month since Sep 2024.
Reward limits
- Plan-category points (Shop, Home, Travel or Party); 0.5 per ₹100 elsewhere: No published limit
- Points redeemed as cash credit: max 2,500 points per calendar month
No rewards on
Fuel (since Apr 2018); some categories revised Aug 2019
Checked 2026-10-03 · Bank terms
Cards that earn more on Dining out
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes · Max ₹2,000 a month
6.67%
Apply now
Where else the IndusInd Bank Platinum Aura Edge Credit Card earns more
Questions
Does the IndusInd Bank Platinum Aura Edge Credit Card give rewards on Dining out?
Yes. The IndusInd Bank Platinum Aura Edge Credit Card gives 2% back when you pay on Dining out directly, compared with 0.25% on its other spends.
Is there a limit on IndusInd Bank Platinum Aura Edge Credit Card rewards?
You choose one of 4 plans (points per ₹100, 1 point = ₹0.50 or 0.5 airline mile): Shop - department stores 4, electronics 2, restaurants/books 1.5; Home - grocery 4, medical 1.5, phone/electricity/insurance 1.4; Travel - hotels 4, airlines 2.5, car rental/rail 1.5; Party - restaurants 4, department stores/bars 2, movies 1.5. Everything else 0.5 (0.25%). Cash redemption capped at 2,500 points a month since Sep 2024.
Which credit card is best for Dining out?
Swiggy HDFC Credit Card is the best pick for regular spending on Dining out, with 10% back. The IndusInd Bank Platinum Aura Edge Credit Card ranks #23 of 149 cards we compared, by what each returns after caps.