SBI Card PRIME on Swiggy Instamart

Yes. The SBI Card PRIME gives 2.5% back when you pay on Swiggy Instamart directly, compared with 0.5% on its other spends.

On Swiggy Instamart

2.5%

Other spends

0.5%

Rank for Swiggy Instamart

#29 of 149

Annual fee

₹2,999 + Taxes

What to know before you pay on Swiggy Instamart

How it works

Same dining caveat as ELITE for Swiggy/Zomato. Movies included on PRIME. Utility bills earn 5% only via SBI Card standing instructions, not Google Pay/PhonePe.

Caps & rules

10 points per ₹100 on dining, departmental stores, movies and grocery; 20 points per ₹100 on utility bills paid by standing instruction on the SBI Card app (first 3,000 points); 20 per ₹100 around your birthday (2,000 points a year).
2 per ₹100 elsewhere.
4 points = ₹1.

Reward limits

20 points per ₹100 on utility bills paid by standing instruction: max 3,000 points
20 points per ₹100 on birthday spends: max 2,000 points per calendar year
10 points per ₹100 on dining, departmental stores, movies and grocery: No published limit

No rewards on

Fuel, rent, wallet loads, government, gaming, education, EMI/Flexipay

Checked 2026-09-27 · Bank terms

Apply now Full review Compare all cards for Swiggy Instamart

Cards that earn more on Swiggy Instamart

#1
Swiggy HDFC Credit Card
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month

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#3
HSBC RuPay Cashback Credit Card
HSBC Bank · 1st Year Fee: ₹499* Plus Applicable Taxes · Max ₹400 a month

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Where else the SBI Card PRIME earns more

BigBasket 2.5% Blinkit 2.5% BookMyShow 2.5% JioMart 2.5% PVR INOX 2.5% Swiggy 2.5% Zepto 2.5% Zomato 2.5%

Questions

Does the SBI Card PRIME give rewards on Swiggy Instamart?

Yes. The SBI Card PRIME gives 2.5% back when you pay on Swiggy Instamart directly, compared with 0.5% on its other spends.

Is there a limit on SBI Card PRIME rewards?

10 points per ₹100 on dining, departmental stores, movies and grocery; 20 points per ₹100 on utility bills paid by standing instruction on the SBI Card app (first 3,000 points); 20 per ₹100 around your birthday (2,000 points a year). 2 per ₹100 elsewhere. 4 points = ₹1.

Which credit card is best for Swiggy Instamart?

Swiggy HDFC Credit Card gives the most on Swiggy Instamart, 10% back. The SBI Card PRIME ranks #29 of 149 cards we compared.