SBI Card PRIME on Dining out
Yes. The SBI Card PRIME gives 2.5% back when you pay on Dining out directly, compared with 0.5% on its other spends.
On Dining out
2.5%
Other spends
0.5%
Rank for Dining out
#15 of 149
Annual fee
₹2,999 + Taxes
What to know before you pay on Dining out
How it works
Same dining caveat as ELITE for Swiggy/Zomato. Movies included on PRIME. Utility bills earn 5% only via SBI Card standing instructions, not Google Pay/PhonePe. Electricity 5% only via SBI Card standing instructions.
Caps & rules
- 10 points per ₹100 on dining, departmental stores, movies and grocery; 20 points per ₹100 on utility bills paid by standing instruction on the SBI Card app (first 3,000 points); 20 per ₹100 around your birthday (2,000 points a year).
- 2 per ₹100 elsewhere.
- 4 points = ₹1.
Reward limits
- 20 points per ₹100 on utility bills paid by standing instruction: max 3,000 points
- 20 points per ₹100 on birthday spends: max 2,000 points per calendar year
- 10 points per ₹100 on dining, departmental stores, movies and grocery: No published limit
No rewards on
Fuel, rent, wallet loads, government, gaming, education, EMI/Flexipay
Checked 2026-09-27 · Bank terms
Cards that earn more on Dining out
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes · Max ₹2,000 a month
6.67%
Apply now
Where else the SBI Card PRIME earns more
Questions
Does the SBI Card PRIME give rewards on Dining out?
Yes. The SBI Card PRIME gives 2.5% back when you pay on Dining out directly, compared with 0.5% on its other spends.
Is there a limit on SBI Card PRIME rewards?
10 points per ₹100 on dining, departmental stores, movies and grocery; 20 points per ₹100 on utility bills paid by standing instruction on the SBI Card app (first 3,000 points); 20 per ₹100 around your birthday (2,000 points a year). 2 per ₹100 elsewhere. 4 points = ₹1.
Which credit card is best for Dining out?
Swiggy HDFC Credit Card is the best pick for regular spending on Dining out, with 10% back. The SBI Card PRIME ranks #15 of 149 cards we compared, by what each returns after caps.