YES Bank RESERV Credit Card on Swiggy Instamart
Yes. The YES Bank RESERV Credit Card gives 3% back when you pay on Swiggy Instamart directly, compared with 1.5% on its other spends.
On Swiggy Instamart
3%
Other spends
1.5%
Rank for Swiggy Instamart
#20 of 149
Annual fee
₹2,499 + Taxes
What to know before you pay on Swiggy Instamart
Cap on Swiggy Instamart
Max ₹9,000 per statement cycle (36,000 points)
How it works
Online 3% at ₹0.25/point (36,000 points per cycle max). Utility bills are a 'select' category at 0.75%.
Caps & rules
- 24 points per ₹200 online (3%), 12 offline (1.5%), 6 on select categories like utilities/DTH (0.75%, utility points capped at 750 per cycle).
- Max 36,000 points per statement cycle.
- ₹0.25 per point on flights/hotels.
- Forex markup 2% from 15 Jun 2026.
Reward limits
- All reward points: max 36,000 points per statement cycle
- Points on utility bills: max 750 points per statement cycle
No rewards on
From 15 Jun 2026: rent, wallet, fuel, UPI, government, marketing/advertising, insurance, education, railways, toll, ferry, cash, EMI
Checked 2026-10-03 · Bank terms
Cards that earn more on Swiggy Instamart
-
#1
Swiggy HDFC Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹1,500 per statement cycle
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
HSBC RuPay Cashback Credit Card
HSBC Bank · 1st Year Fee: ₹499* Plus Applicable Taxes · Max ₹400 a month
10%
Apply now
Where else the YES Bank RESERV Credit Card earns more
Questions
Does the YES Bank RESERV Credit Card give rewards on Swiggy Instamart?
Yes. The YES Bank RESERV Credit Card gives 3% back when you pay on Swiggy Instamart directly, compared with 1.5% on its other spends.
Is there a limit on YES Bank RESERV Credit Card rewards?
24 points per ₹200 online (3%), 12 offline (1.5%), 6 on select categories like utilities/DTH (0.75%, utility points capped at 750 per cycle). Max 36,000 points per statement cycle. ₹0.25 per point on flights/hotels. Forex markup 2% from 15 Jun 2026.
Which credit card is best for Swiggy Instamart?
Swiggy HDFC Credit Card gives the most on Swiggy Instamart, 10% back. The YES Bank RESERV Credit Card ranks #20 of 149 cards we compared.