PhonePe SBI Card SELECT BLACK on Tata 1mg
Yes. The PhonePe SBI Card SELECT BLACK gives 5% back when you pay on Tata 1mg directly, compared with 1% on its other spends.
On Tata 1mg
5%
Other spends
1%
Rank for Tata 1mg
#7 of 149
Annual fee
₹1,499 + Taxes
What to know before you pay on Tata 1mg
Cap on Tata 1mg
Max ₹1,500 a month (1,500 points in total from 1 Jul 2026)
How it works
10% on bills, recharges and utilities paid in the PhonePe app, 5% on online merchants and 1% elsewhere, with points worth ₹1. All rewards stop at about 1,500 points a month since July 2026.
Caps & rules
- Up to 10% reward points on PhonePe and Pincode app spends, up to 5% on other online merchants, 1% on other eligible spends.
- 1 point = ₹1.
- From 1 Jul 2026 monthly caps were cut (reported as 1,500 points a month, 500 on insurance) and tolls, jewellery, education and non-PhonePe utilities were excluded.
- ₹1,499 fee waived at ₹3 Lakh.
Reward limits
- All reward points: max 1,500 points per month (from 1 Jul 2026)
No rewards on
Fuel, rent, wallet loads; from 1 Jul 2026 tolls, jewellery, education and utilities paid outside PhonePe
Checked 2026-10-11 · Bank terms
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Where else the PhonePe SBI Card SELECT BLACK earns more
Questions
Does the PhonePe SBI Card SELECT BLACK give rewards on Tata 1mg?
Yes. The PhonePe SBI Card SELECT BLACK gives 5% back when you pay on Tata 1mg directly, compared with 1% on its other spends.
Is there a limit on PhonePe SBI Card SELECT BLACK rewards?
Up to 10% reward points on PhonePe and Pincode app spends, up to 5% on other online merchants, 1% on other eligible spends. 1 point = ₹1. From 1 Jul 2026 monthly caps were cut (reported as 1,500 points a month, 500 on insurance) and tolls, jewellery, education and non-PhonePe utilities were excluded. ₹1,499 fee waived at ₹3 Lakh.
Which credit card is best for Tata 1mg?
IDFC FIRST Private Credit Card gives the most on Tata 1mg, 6.67% back. The PhonePe SBI Card SELECT BLACK ranks #7 of 149 cards we compared.