BOBCARD Eterna Credit Card on Tata CLiQ
Yes. The BOBCARD Eterna Credit Card gives 3.75% back when you pay on Tata CLiQ directly, compared with 0.75% on its other spends.
On Tata CLiQ
3.75%
Other spends
0.75%
Rank for Tata CLiQ
#11 of 149
Annual fee
₹2,499 + Taxes (first year free)
What to know before you pay on Tata CLiQ
Cap on Tata CLiQ
Max ₹1,250 per statement cycle (5,000 accelerated points, shared by online, dining, travel and international)
How it works
15 points per ₹100 (3.75% at ₹0.25 a point as cashback) on online, dining, travel and international spends until 5,000 points a cycle; 3 points (0.75%) after that and elsewhere. UPI spends earn only the base rate. Grocery apps earn nothing (BOBCARD excludes supermarket MCCs).
Caps & rules
- 5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle.
- 3 RP per ₹100 on other spends.
- 1 RP = ₹0.25 as cashback; points never expire.
- Transactions under ₹100 earn nothing.
Reward limits
- 5X points (online, dining, travel, international): max 5,000 points (₹1,250) per statement cycle
No rewards on
Fuel, utilities (MCC 4900) for 5X, UPI for 5X, and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Cards that earn more on Tata CLiQ
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
Axis Bank Cashback Credit Card
Axis Bank · 1st Year Fee: ₹1,000* Plus Applicable Taxes · Max ₹4,000 a month
5%
Apply now -
#3
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle
5%
Apply now
Where else the BOBCARD Eterna Credit Card earns more
Questions
Does the BOBCARD Eterna Credit Card give rewards on Tata CLiQ?
Yes. The BOBCARD Eterna Credit Card gives 3.75% back when you pay on Tata CLiQ directly, compared with 0.75% on its other spends.
Is there a limit on BOBCARD Eterna Credit Card rewards?
5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle. 3 RP per ₹100 on other spends. 1 RP = ₹0.25 as cashback; points never expire. Transactions under ₹100 earn nothing.
Which credit card is best for Tata CLiQ?
HSBC Live+ Credit Card is the best pick for regular spending on Tata CLiQ, with 10% back. The BOBCARD Eterna Credit Card ranks #11 of 149 cards we compared, by what each returns after caps.