Cheq AU Credit Card on Tata CLiQ
Yes. The Cheq AU Credit Card gives 2.5% back when you pay on Tata CLiQ directly, compared with 0.5% on its other spends.
On Tata CLiQ
2.5%
Other spends
0.5%
Rank for Tata CLiQ
#23 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Tata CLiQ
Cap on Tata CLiQ
Max ₹6,000 a month (12,000 accelerated points)
How it works
Rates for the Visa card, valuing CheQ points at ₹0.50 (2 points = ₹1, for flights, hotels and vouchers in the CheQ app). Partner brands earn 6%, other online, food, grocery and travel spends 2.5%. Bills paid in the CheQ app earn 24 points per ₹200 but redeem at 4 points = ₹1 (3%). Cashback redemption is worth ₹0.25 a point, which halves every rate.
Caps & rules
- Visa variant (and UPI via the CheQ app): 24 CheQ points per ₹200 at partner brands (Amazon, Flipkart, Zomato, BigBasket, Apple via Unicorn, CheQ Travel) and on bills paid in the CheQ app.
- 10 points per ₹200 on food delivery, marketplaces, apparel, electronics, grocery and travel.
- 5 points per ₹200 on other UPI via the CheQ app.
- 2 points per ₹200 elsewhere.
- Accelerated points capped at 12,000 a month (about ₹6,000).
- Min ₹200 per transaction.
- 2 points = ₹1 on flights, hotels and vouchers; 4 points = ₹1 for bill payments and cashback.
- RuPay card swipes on partners earn only 2 points per ₹200.
Reward limits
- 12% at partner brands and 5% on key categories: max 12,000 CheQ points per month
- 1% on other spends (₹200 and above): No limit
No rewards on
Wallets, jewellery/gold, rent, insurance, education, government, fuel, EMI, gaming, cash
Checked 2026-10-11 · Bank terms
Cards that earn more on Tata CLiQ
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
Jupiter Edge+ RuPay Credit Card
CSB Bank · ₹499 + Taxes · Max ₹600 per statement cycle
10%
Apply now -
#3
6.67%
Apply now
Where else the Cheq AU Credit Card earns more
Questions
Does the Cheq AU Credit Card give rewards on Tata CLiQ?
Yes. The Cheq AU Credit Card gives 2.5% back when you pay on Tata CLiQ directly, compared with 0.5% on its other spends.
Is there a limit on Cheq AU Credit Card rewards?
Visa variant (and UPI via the CheQ app): 24 CheQ points per ₹200 at partner brands (Amazon, Flipkart, Zomato, BigBasket, Apple via Unicorn, CheQ Travel) and on bills paid in the CheQ app. 10 points per ₹200 on food delivery, marketplaces, apparel, electronics, grocery and travel. 5 points per ₹200 on other UPI via the CheQ app. 2 points per ₹200 elsewhere. Accelerated points capped at 12,000 a month (about ₹6,000). Min ₹200 per transaction. 2 points = ₹1 on flights, hotels and vouchers; 4 points = ₹1 for bill payments and cashback. RuPay card swipes on partners earn only 2 points per ₹200.
Which credit card is best for Tata CLiQ?
HSBC Live+ Credit Card gives the most on Tata CLiQ, 10% back. The Cheq AU Credit Card ranks #23 of 149 cards we compared.