BOBCARD Eterna Credit Card

BOBCARD Eterna Credit Card on Tata Neu

Yes. The BOBCARD Eterna Credit Card gives 3.75% back when you pay on Tata Neu directly, compared with 0.75% on its other spends.

On Tata Neu

3.75%

Other spends

0.75%

Rank for Tata Neu

#9 of 149

Annual fee

₹2,499 + Taxes (first year free)

What to know before you pay on Tata Neu

Cap on Tata Neu

Max ₹1,250 per statement cycle (5,000 accelerated points, shared by online, dining, travel and international)

How it works

15 points per ₹100 (3.75% at ₹0.25 a point as cashback) on online, dining, travel and international spends until 5,000 points a cycle; 3 points (0.75%) after that and elsewhere. UPI spends earn only the base rate. Grocery apps earn nothing (BOBCARD excludes supermarket MCCs).

Caps & rules

  • 5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle.
  • 3 RP per ₹100 on other spends.
  • 1 RP = ₹0.25 as cashback; points never expire.
  • Transactions under ₹100 earn nothing.

Reward limits

  • 5X points (online, dining, travel, international): max 5,000 points (₹1,250) per statement cycle

No rewards on

Fuel, utilities (MCC 4900) for 5X, UPI for 5X, and the MCCs in BOBCARD's annexure

Checked 2026-10-18 · Bank terms

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Questions

Does the BOBCARD Eterna Credit Card give rewards on Tata Neu?

Yes. The BOBCARD Eterna Credit Card gives 3.75% back when you pay on Tata Neu directly, compared with 0.75% on its other spends.

Is there a limit on BOBCARD Eterna Credit Card rewards?

5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle. 3 RP per ₹100 on other spends. 1 RP = ₹0.25 as cashback; points never expire. Transactions under ₹100 earn nothing.

Which credit card is best for Tata Neu?

Tata Neu Infinity SBI Card is the best pick for regular spending on Tata Neu, with 10% back. The BOBCARD Eterna Credit Card ranks #9 of 149 cards we compared, by what each returns after caps.

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