Standard Chartered Manhattan Credit Card
Fees
₹999 + Taxes
Joining & annual
Reward Rate
5% cashback on supermarket, grocery & department store purchases (min ₹1,000/transaction, capped ₹500/month); 3 points per ₹150 on other spends
Welcome Bonus
5,000 Reward Points welcome bonus
Lounge
None
Our Expert Take
The Standard Chartered Manhattan Credit Card from Standard Chartered offers 5% Supermarket & Department Store Cashback with an annual fee of ₹999 + Taxes.
Reward limits
Checked 11 Oct 2026 · Bank terms
-
5% at supermarkets and grocery
Max ₹500 per month
Reached after about ₹10,000 of spend
Where this card earns most
Paying directly in the app or site · 0.5% on other spends
Pros & Cons
Key Advantages
- 5% cashback on supermarket, grocery & department store purchases
- 5,000 Reward Points welcome bonus on joining
- 3 Reward Points per ₹150 on other retail categories
- Fee waiver threshold (Annual fee waived on ₹1.2 Lakh annual retail spends)
Limitations
- Standard Chartered is no longer accepting new applications for this card
- Supermarket cashback is capped at ₹500/month, ₹150/transaction
- Requires a minimum ₹1,000 transaction to qualify for the 5% rate
Key Perks & Spending Milestones
Accelerated reward earn rate on cashback purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
Spend milestone
Annual fee waived on ₹1.2 Lakh annual retail spends
Fees & Charges
Joining fee
₹999 + Taxes
Annual fee
₹999 + Taxes
Annual fee waived on ₹1.2 Lakh annual retail spends
Interest rate
3.5% per month (42% per annum)
Late payment fee
- Up to ₹500
- Nil
- ₹501 to ₹1,000
- ₹500
- ₹1,001 to ₹5,000
- ₹600
- ₹5,001 to ₹10,000
- ₹750
- ₹10,001 to ₹25,000
- ₹900
- ₹25,001 to ₹50,000
- ₹1,100
- Above ₹50,000
- ₹1,300
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
Is Standard Chartered Manhattan Credit Card still available?
What's the reward rate on Manhattan Credit Card?
Compare Standard Chartered Manhattan Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Standard Chartered Manhattan Credit Card This Card | ₹999 + Taxes | 5% cashback on supermarket, grocery & department store purchases... | — | 4.4/5 |
| Cashback SBI Credit Card | ₹999 + Taxes | 5% cashback on online spends, capped ₹2,000/statement cycle; 1%... | No Lounge Access | 4.7/5 |
| KIWI UPI RuPay Credit Card | Free | Up to 5% cashback on UPI spends via Kiwi Neon program (1.5% base... | Domestic (Neon Spend Milestones) | 4.7/5 |
| Axis Bank ACE Credit Card | ₹499 + Taxes | 5% cashback on Google Pay utilities; 4% on Swiggy, Zomato & Ola;... | 4 Domestic/yr | 4.6/5 |