Standard Chartered Super Value Titanium Credit Card
Fees
₹750 + Taxes
Joining & annual
Reward Rate
5% cashback on fuel, telecom & utility bills (capped ₹100/transaction, ₹200-400/month per category); 1 point per ₹150 on other spends
Welcome Bonus
Welcome gift benefit on card activation & joining fee payment
Lounge
No Lounge Access (Premium Banking customers get 1 Priority Pass visit/month)
Our Expert Take
The Standard Chartered Super Value Titanium Credit Card from Standard Chartered offers 5% Cashback on Fuel, Telecom & Utility Bills with an annual fee of ₹750 + Taxes.
Reward limits
Checked 11 Oct 2026 · Bank terms
-
5% on fuel
Max ₹200 per statement cycle
Reached after about ₹4,000 of spend
-
5% on telephone bills
Max ₹200 per statement cycle
Reached after about ₹4,000 of spend
-
5% on utility bills
Max ₹100 per statement cycle
Reached after about ₹2,000 of spend
Where this card earns most
Paying directly in the app or site · 0.17% on other spends
Pros & Cons
Key Advantages
- 5% cashback on fuel, telecom & utility bill payments
- 100% cashback up to ₹1,500 on fuel transactions within the first 90 days
- Minimum ₹750 transaction size unlocks the 5% telecom/utility rate
- Fee waiver threshold (Annual fee waived on ₹90,000 annual retail spends)
Limitations
- Fuel cashback is capped at just ₹100/month
- Utility and telecom cashback are each capped at ₹100-200/month
- Base rate on general spends is a modest 1 point per ₹150
Key Perks & Spending Milestones
5% cashback on fuel, telecom & utility bill payments, each capped at ₹100-200/month
100% cashback up to ₹1,500 on fuel transactions within the first 90 days
1 point per ₹150 on other spends
No standard lounge access; Premium Banking relationship customers (₹15L FUM or ₹1.5L/month salary) get 1 Priority Pass international lounge visit/month
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Spend milestone
Annual fee waived on ₹90,000 annual retail spends
Fees & Charges
Joining fee
₹750 + Taxes
Annual fee
₹750 + Taxes
Annual fee waived on ₹90,000 annual retail spends
Interest rate
3.5% per month (42% per annum)
Late payment fee
- Up to ₹500
- Nil
- ₹501 to ₹1,000
- ₹500
- ₹1,001 to ₹5,000
- ₹600
- ₹5,001 to ₹10,000
- ₹750
- ₹10,001 to ₹25,000
- ₹900
- ₹25,001 to ₹50,000
- ₹1,100
- Above ₹50,000
- ₹1,300
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
What's the cashback rate on Super Value Titanium?
Does this card offer airport lounge access?
How is the ₹750 annual fee waived?
Compare Standard Chartered Super Value Titanium Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Standard Chartered Super Value Titanium Credit Card This Card | ₹750 + Taxes | 5% cashback on fuel, telecom & utility bills (capped... | No Lounge Access (Premium Banking customers get 1 Priority Pass visit/month) | 4.3/5 |
| HDFC IndianOil Credit Card | ₹500 + Taxes | 5% Fuel Points at IndianOil outlets, groceries, and bill payments | No Lounge Access | 4.2/5 |
| IndianOil Kotak Credit Card | ₹499 + Taxes | 24 points per ₹150 on IndianOil fuel (~4% value-back, capped at... | No Lounge Access | 4.2/5 |
| IndianOil RBL Bank XTRA Credit Card | ₹1,500 + Taxes | Up to 8.5% total fuel savings profile at IndianOil outlets | No Lounge Access | 4.1/5 |