Standard Chartered Super Value Titanium Credit Card
Fees
₹750 + Taxes
Joining & AnnualReward Rate
5% cashback on fuel, telecom & utility bills (capped ₹100/transaction, ₹200-400/month per category); 1 point per ₹150 on other spends
Welcome Bonus
Welcome gift benefit on card activation & joining fee payment
Lounge Access
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FindMyCard Expert Take
The Standard Chartered Super Value Titanium Credit Card from Standard Chartered offers 5% Cashback on Fuel, Telecom & Utility Bills with an annual fee of ₹750 + Taxes.
Pros & Cons
Key Advantages
- 5% cashback on fuel, telecom & utility bill payments
- 100% cashback up to ₹1,500 on fuel transactions within the first 90 days
- Minimum ₹750 transaction size unlocks the 5% telecom/utility rate
- Fee waiver threshold (Annual fee waived on ₹90,000 annual retail spends)
Limitations
- Fuel cashback is capped at just ₹100/month
- Utility and telecom cashback are each capped at ₹100-200/month
- Base rate on general spends is a modest 1 point per ₹150
Editorial Verdict
The Standard Chartered Super Value Titanium Credit Card is ideally suited for 5% cashback on fuel, telecom & utility bills. If you want 5% cashback on fuel, telecom & utility bills (capped ₹100/transaction, ₹200-400/month per category); 1 point per ₹150 on other spends, this card delivers real value. The ₹750 + taxes is easily offset by the card's perks if you use it regularly. You'll generally need Good (730+) credit to be approved.
Key Perks & Spending Milestones
Accelerated reward earn rate on fuel purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
🚀 Milestone Spends Timeline
Annual fee waived on ₹90,000 annual retail spends
Fees & Charging Rates
Annual Fee Waivers
₹750 + Taxes
💡 Annual fee waived on ₹90,000 annual retail spends
Regular Interest Charges
3.5% per month (42% per annum)
📅 Late Payment Fee Penalty Tiers
| Outstanding Balance Amount | Late Payment Fee Penalty |
|---|---|
| up to 500 | Nil |
| 501 to 1000 | ₹500 |
| 1001 to 5000 | ₹600 |
| 5001 to 10000 | ₹750 |
| 10001 to 25000 | ₹900 |
| 25001 to 50000 | ₹1,100 |
| above 50000 | ₹1,300 |
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Compare Standard Chartered Super Value Titanium Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Standard Chartered Super Value Titanium Credit Card This Card | ₹750 + Taxes | 5% cashback on fuel, telecom & utility bills (capped... | — | 4.3/5 |
| HDFC IndianOil Credit Card | ₹500 + Taxes | 5% Fuel Points at IndianOil outlets, groceries, and bill payments | No Lounge Access | 4.2/5 |
| IndianOil Kotak Credit Card | ₹499 + Taxes | 24 points per ₹150 on IndianOil fuel (~4% value-back, capped at... | No Lounge Access | 4.2/5 |
| IndianOil RBL Bank XTRA Credit Card | ₹1,500 + Taxes | Up to 8.5% total fuel savings profile at IndianOil outlets | No Lounge Access | 4.1/5 |