Tata Neu Infinity SBI Card
Fees
₹1,499 + Taxes
Joining & annual
Reward Rate
5% NeuCoins on Tata Neu App/Website + partner brands, up to 10% on select categories; 1.5% on other spends including UPI
Welcome Bonus
1,499 NeuCoins on first transaction within 30 days, fully offsetting the joining fee
Lounge
2 Domestic/Qtr (₹75K Spend) + 4 Int'l/yr
Our Expert Take
The Tata Neu Infinity SBI Card from SBI Card offers Premium Tata Neu & Travel Spenders with an annual fee of ₹1,499 + Taxes.
Reward limits
Checked 27 Sep 2026 · Bank terms
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5% NeuCoins at Tata Neu and partner Tata brands, 1.5% on other spends
No limit -
NeuCoins on grocery
Max 2,000 NeuCoins per month
-
NeuCoins on utility bills
Max 2,000 NeuCoins per month
-
NeuCoins on telecom and cable
Max 2,000 NeuCoins per month
-
NeuCoins on insurance
Max 2,000 NeuCoins per month
-
NeuCoins on UPI spends
Max 500 NeuCoins per month
No rewards on: Fuel, wallet, rent, gift/prepaid card loads, government, education, gaming, Merchant EMI/Flexipay
Where this card earns most
Paying directly in the app or site · 1.5% on other spends
Pros & Cons
Key Advantages
- Up to 10% NeuCoins on select Tata Neu category purchases
- 8 domestic lounge visits/year plus a complimentary Priority Pass membership
- 4 complimentary international lounge visits per year via Priority Pass
- Fee waiver threshold (Annual fee waived on ₹3 Lakh annual retail spends)
Limitations
- Domestic lounge access requires ₹75,000 spend in the preceding quarter
- Base reward rate on non-Tata spends is 1.5%
- Best value is realized within the Tata Neu ecosystem, not general retail
Key Perks & Spending Milestones
Accelerated earn rate on rewards purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
Spend milestone
Annual fee waived on ₹3 Lakh annual retail spends
Fees & Charges
Joining fee
₹1,499 + Taxes
Annual fee
₹1,499 + Taxes
Annual fee waived on ₹3 Lakh annual retail spends
Interest rate
Up to 3.75% per month (45% per annum)
Late payment fee
Nil up to ₹100; ₹100 for ₹101-₹500; ₹500 for ₹501-₹1,000; ₹750 for ₹1,001-₹10,000; ₹950 for ₹10,001-₹25,000; ₹1,100 for ₹25,001-₹50,000; ₹1,300 above ₹50,000
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
What's the NeuCoins rate on Tata Neu Infinity SBI Card?
How does lounge access work on Tata Neu Infinity SBI Card?
What welcome benefit does this card offer?
Compare Tata Neu Infinity SBI Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Tata Neu Infinity SBI Card This Card | ₹1,499 + Taxes | 5% NeuCoins on Tata Neu App/Website + partner brands, up to 10% on... | 2 Domestic/Qtr (₹75K Spend) + 4 Int'l/yr | 4.7/5 |
| American Express Membership Rewards® Credit Card | ₹1,000 + Taxes | 1 Membership Rewards Point per ₹50 spent (excl. fuel, utility,... | No Lounge Access | 4.6/5 |
| IDFC FIRST Business Multiplier Credit Card | ₹2,999 + Taxes | 10 Reward Points per ₹200 spent, up to ₹1 Lakh monthly spend; 5... | 8/yr Domestic + International (₹20K Spend) | 4.6/5 |
| OneCard Metal Credit Card | Free | 1% cashback on your top 2 auto-detected spend categories; 0.25% on... | 4 Domestic/Qtr (Visa Signature) | 4.6/5 |