Joining Fee
Lifetime Free
Annual Fee
Lifetime Free
Best
Suited For
UPI Cashback via the super.money App
Rewards Type
Cashback
Rewards Rate
3% cashback on UPI QR transactions via the super.money app (capped at the total cashback earned from other UPI and non-UPI spends in the same statement cycle); 1% unlimited cashback on all other eligible UPI and non-UPI purchases; no cashback on spends below ₹100
Welcome Benefits
N/A
Card Details +
Key Advantages
- ✓ 3% cashback on UPI QR payments made through the super.money app
- ✓ 1% unlimited cashback on all other UPI and non-UPI spends
- ✓ Genuinely lifetime free, zero joining and annual fees
- ✓ 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Limitations
- ✕ The 3% super.money cashback is capped at whatever you separately earned from other UPI/non-UPI spends that cycle, so it isn't a flat uncapped 3% in practice
- ✕ Cashback is credited a full billing cycle late, 3 days before the following statement, not immediately after the purchase
- ✕ No cashback at all on spends under ₹100, and a long exclusion list covers fuel, rent, utilities, insurance, EMI transactions, telecom, gift cards and tolls
- ✕ Existing Axis Bank credit cardholders can only get this card if they already hold the Flipkart Axis Bank Credit Card
