ICICI Amazon Pay Credit Card vs Cashback SBI Credit Card
Which card gives you higher value? Compare annual fees, reward rates, lounge access, and milestone perks side-by-side.
ICICI Bank
★ 4.5 / 5.0
ICICI Amazon Pay Credit Card
Amazon Shoppers & Digital Payments
SBI Card
★ 4.7 / 5.0
Cashback SBI Credit Card
Online Shopping, E-commerce, Food Delivery & General Outlays
Side-by-Side Feature Breakdown
Open Interactive Matrix →User Rating
★ 4.5 / 5.0
★ 4.7 / 5.0
Annual Fee
Lifetime Free
₹999 + Taxes
Fee Waiver Condition
No annual fee ever
Annual fee waived on ₹2 Lakh annual retail spends
Reward Rate
5% on Amazon (Prime members); 3% (non-Prime); 2% on Amazon Pay merchants; 1% everywhere else
5% cashback on online spends; 1% cashback on offline spends
Finance APR
3.40% per month (40.8% per annum)
3.75% per month (45% per annum)
Welcome Offer
Up to ₹2,000 in Amazon Pay balance + lifestyle vouchers (EazyDiner, Ixigo) on joining
Auto-credited statement cashback on online and offline transactions
Top Perks
- • 5% cashback on all Amazon.in purchases (Amazon Prime members)
- • 3% cashback on all Amazon.in purchases (non-Prime members)
- • 2% cashback at 100+ Amazon Pay merchant partners
- • 1% cashback on all other spends
- • 5% cashback on eligible online purchases (capped at ₹2,000 per statement cycle)
- • 1% cashback on all eligible offline retail purchases (capped at ₹2,000 per statement cycle)
- • Automatic cashback statement credit within 2 days of statement generation
- • 1% fuel surcharge waiver valid across all petrol pumps in India for transactions between ₹500 and ₹3,000 (capped at ₹100 per statement cycle)
Best Suited For
Amazon Shoppers & Digital Payments
Online Shopping, E-commerce, Food Delivery & General Outlays