ICICI Amazon Pay Credit Card vs HSBC Live+ Credit Card
Which card gives you higher value? Compare annual fees, reward rates, lounge access, and milestone perks side-by-side.
ICICI Bank
★ 4.5 / 5.0
ICICI Amazon Pay Credit Card
Amazon Shoppers & Digital Payments
HSBC Bank
★ 4.0 / 5.0
HSBC Live+ Credit Card
Everyday Spending, Food Delivery Apps, Multi-category Shopping, and Lifestyle Cashback
Side-by-Side Feature Breakdown
Open Interactive Matrix →User Rating
★ 4.5 / 5.0
★ 4.0 / 5.0
Annual Fee
Lifetime Free
Lifetime Free
Fee Waiver Condition
No annual fee ever
Governed by standard spend-based milestone thresholds outlined by the bank
Reward Rate
5% on Amazon (Prime members); 3% (non-Prime); 2% on Amazon Pay merchants; 1% everywhere else
10% cashback on dining, food delivery, grocery, shopping & utility spends (capped ₹1,200/month); 1.5% uncapped on other eligible retail spends
Finance APR
3.40% per month (40.8% per annum)
Subject to HSBC standard tiered credit interest rate guidelines
Welcome Offer
Up to ₹2,000 in Amazon Pay balance + lifestyle vouchers (EazyDiner, Ixigo) on joining
N/A
Top Perks
- • 5% cashback on all Amazon.in purchases (Amazon Prime members)
- • 3% cashback on all Amazon.in purchases (non-Prime members)
- • 2% cashback at 100+ Amazon Pay merchant partners
- • 1% cashback on all other spends
- • Accelerated percentage cashback returns on online retail shopping, food delivery applications, and household spends
- • Earn rewards on eligible day-to-day general merchant expenditures outside of primary exclusions
- • Direct cashback redemption tracking managed seamlessly inside the bank's mobile banking system
- • 1% fuel surcharge waiver shield protection covering valid domestic petroleum pump transactions
Best Suited For
Amazon Shoppers & Digital Payments
Everyday Spending, Food Delivery Apps, Multi-category Shopping, and Lifestyle Cashback