IDFC FIRST Wealth Credit Card on Air India
Yes. The IDFC FIRST Wealth Credit Card gives 1.25% back when you pay on Air India directly, compared with 0.38% on its other spends.
On Air India
1.25%
Other spends
0.38%
Rank for Air India
#43 of 149
Annual fee
Free
What to know before you pay on Air India
How it works
Same rates as Millennia/Select. Flights/hotels booked in the IDFC FIRST app get 20% bonus points on top.
Caps & rules
- 1 point per ₹200 = 1X, 1 point = ₹0.25.
- 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%).
- Plus 20% bonus points every month on flights and hotels booked in the IDFC FIRST app.
- Zero forex markup since 18 Sep 2026.
Reward limits
- 10X points on dining, travel, international and birthday spends; 3X elsewhere: Points only on spends up to your credit limit per billing cycle
- 1X points on utilities, insurance, railways and FASTag: No limit
No rewards on
Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.
Checked 2026-10-03 · Bank terms
Cards that earn more on Air India
-
#1
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle
5%
Apply now -
#2
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now -
#3
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
5%
Apply now
Where else the IDFC FIRST Wealth Credit Card earns more
Questions
Does the IDFC FIRST Wealth Credit Card give rewards on Air India?
Yes. The IDFC FIRST Wealth Credit Card gives 1.25% back when you pay on Air India directly, compared with 0.38% on its other spends.
Is there a limit on IDFC FIRST Wealth Credit Card rewards?
1 point per ₹200 = 1X, 1 point = ₹0.25. 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%). Plus 20% bonus points every month on flights and hotels booked in the IDFC FIRST app. Zero forex markup since 18 Sep 2026.
Which credit card is best for Air India?
Cashback SBI Credit Card is the best pick for regular spending on Air India, with 5% back. The IDFC FIRST Wealth Credit Card ranks #43 of 149 cards we compared, by what each returns after caps.