IDFC FIRST Wealth Credit Card on MakeMyTrip
Yes. The IDFC FIRST Wealth Credit Card gives 1.25% back when you pay on MakeMyTrip directly, compared with 0.38% on its other spends.
On MakeMyTrip
1.25%
Other spends
0.38%
Rank for MakeMyTrip
#49 of 149
Annual fee
Free
What to know before you pay on MakeMyTrip
How it works
Same rates as Millennia/Select. Flights/hotels booked in the IDFC FIRST app get 20% bonus points on top.
Caps & rules
- 1 point per ₹200 = 1X, 1 point = ₹0.25.
- 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%).
- Plus 20% bonus points every month on flights and hotels booked in the IDFC FIRST app.
- Zero forex markup since 18 Sep 2026.
Reward limits
- 10X points on dining, travel, international and birthday spends; 3X elsewhere: Points only on spends up to your credit limit per billing cycle
- 1X points on utilities, insurance, railways and FASTag: No limit
No rewards on
Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.
Checked 2026-10-03 · Bank terms
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Where else the IDFC FIRST Wealth Credit Card earns more
Questions
Does the IDFC FIRST Wealth Credit Card give rewards on MakeMyTrip?
Yes. The IDFC FIRST Wealth Credit Card gives 1.25% back when you pay on MakeMyTrip directly, compared with 0.38% on its other spends.
Is there a limit on IDFC FIRST Wealth Credit Card rewards?
1 point per ₹200 = 1X, 1 point = ₹0.25. 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%). Plus 20% bonus points every month on flights and hotels booked in the IDFC FIRST app. Zero forex markup since 18 Sep 2026.
Which credit card is best for MakeMyTrip?
IDFC FIRST Private Credit Card gives the most on MakeMyTrip, 6.67% back. The IDFC FIRST Wealth Credit Card ranks #49 of 149 cards we compared.