IDFC FIRST Wealth Credit Card on Swiggy

Yes. The IDFC FIRST Wealth Credit Card gives 1.25% back when you pay on Swiggy directly, compared with 0.38% on its other spends.

On Swiggy

1.25%

Other spends

0.38%

Rank for Swiggy

#63 of 149

Annual fee

Free

What to know before you pay on Swiggy

How it works

Same rates as Millennia/Select. Flights/hotels booked in the IDFC FIRST app get 20% bonus points on top.

Caps & rules

1 point per ₹200 = 1X, 1 point = ₹0.25.
10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%).
Plus 20% bonus points every month on flights and hotels booked in the IDFC FIRST app.
Zero forex markup since 18 Sep 2026.

Reward limits

10X points on dining, travel, international and birthday spends; 3X elsewhere: Points only on spends up to your credit limit per billing cycle
1X points on utilities, insurance, railways and FASTag: No limit

No rewards on

Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.

Checked 2026-10-03 · Bank terms

Apply now Full review Compare all cards for Swiggy

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Where else the IDFC FIRST Wealth Credit Card earns more

Cleartrip 1.25% Goibibo 1.25% IndiGo 1.25% MakeMyTrip 1.25% Zomato 1.25% Airtel 0.12% Google Pay 0.12% IRCTC 0.12%

Questions

Does the IDFC FIRST Wealth Credit Card give rewards on Swiggy?

Yes. The IDFC FIRST Wealth Credit Card gives 1.25% back when you pay on Swiggy directly, compared with 0.38% on its other spends.

Is there a limit on IDFC FIRST Wealth Credit Card rewards?

1 point per ₹200 = 1X, 1 point = ₹0.25. 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%). Plus 20% bonus points every month on flights and hotels booked in the IDFC FIRST app. Zero forex markup since 18 Sep 2026.

Which credit card is best for Swiggy?

Swiggy HDFC Credit Card gives the most on Swiggy, 10% back. The IDFC FIRST Wealth Credit Card ranks #63 of 149 cards we compared.