IndusInd Bank Platinum Aura Edge Credit Card on Croma
Yes. The IndusInd Bank Platinum Aura Edge Credit Card gives 1% back when you pay on Croma directly, compared with 0.25% on its other spends.
On Croma
1%
Other spends
0.25%
Rank for Croma
#47 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Croma
How it works
Shows the best of the 4 plans per merchant; you only get the plan you pick: grocery apps 2% on Home, Swiggy/Zomato 2% on Party (if coded as restaurants), IndiGo 1.25% on Travel, Croma 1% on Shop.
Caps & rules
- You choose one of 4 plans (points per ₹100, 1 point = ₹0.50 or 0.5 airline mile): Shop - department stores 4, electronics 2, restaurants/books 1.5; Home - grocery 4, medical 1.5, phone/electricity/insurance 1.4; Travel - hotels 4, airlines 2.5, car rental/rail 1.5; Party - restaurants 4, department stores/bars 2, movies 1.5.
- Everything else 0.5 (0.25%).
- Cash redemption capped at 2,500 points a month since Sep 2024.
Reward limits
- Plan-category points (Shop, Home, Travel or Party); 0.5 per ₹100 elsewhere: No published limit
- Points redeemed as cash credit: max 2,500 points per calendar month
No rewards on
Fuel (since Apr 2018); some categories revised Aug 2019
Checked 2026-10-03 · Bank terms
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Where else the IndusInd Bank Platinum Aura Edge Credit Card earns more
Questions
Does the IndusInd Bank Platinum Aura Edge Credit Card give rewards on Croma?
Yes. The IndusInd Bank Platinum Aura Edge Credit Card gives 1% back when you pay on Croma directly, compared with 0.25% on its other spends.
Is there a limit on IndusInd Bank Platinum Aura Edge Credit Card rewards?
You choose one of 4 plans (points per ₹100, 1 point = ₹0.50 or 0.5 airline mile): Shop - department stores 4, electronics 2, restaurants/books 1.5; Home - grocery 4, medical 1.5, phone/electricity/insurance 1.4; Travel - hotels 4, airlines 2.5, car rental/rail 1.5; Party - restaurants 4, department stores/bars 2, movies 1.5. Everything else 0.5 (0.25%). Cash redemption capped at 2,500 points a month since Sep 2024.
Which credit card is best for Croma?
Jupiter Edge+ RuPay Credit Card gives the most on Croma, 10% back. The IndusInd Bank Platinum Aura Edge Credit Card ranks #47 of 149 cards we compared.